ICICI Lombard Health Insurance for Individual

ICICI Lombard Health Booster plan is one of the most talked about top-up health insurance plan available in the market today. Even if you do not possess an existing policy, you can still go for this top-up plan and get the coverage beyond the deductible chosen. This plan offers a wide range of sum assured ranging from Rs. 5 Lakh to Rs. 50 Lakh with flexible deductible options ranging from Rs. 3 Lakh, Rs. 4 Lakh and Rs. 5 Lakh. This plan is available as an individual as well as family floater option.

Key Features

• Wide range of sum assured starting from Rs. 5 Lakh to Rs. 50 Lakh
• Flexible deductible option in the ranges of Rs. 3 Lakh, Rs. 4 Lakh and Rs. 5 Lakh
• No room rent capping
• Sum assured reset to 100% if the sum assured and the additional sum insured insufficient to pay a claim
• Optional benefit of hospital daily cash, convalescence benefit, personal accident cover, etc.
• Critical illness cover for adults up to 60 years
• Available in 1, 2, 3 year policy period options
• No medical checkup required for cover below the age of 46 years and up to sum insured of Rs. 10 Lakh

Scope of Coverage

• In-patient treatment expenses
• 50 daycare treatments
• Pre-hospitalisation 60 days
• Post-hospitalisation 90 days
• Medical expenses for domiciliary treatment
• Alternative treatment expenses for AYUSH
• Donor expenses are covered up to the sum insured
• Domiciliary hospitalisation cover up to sum insured

Eligibility

To be eligible for ICICI Lombard Health Booster Plan, the minimum entry age is 6 years and maximum, there is no limit.

Exclusions:

• For the first 2-year, there is no coverage provided for any pre-existing illness/disease
• Any treatment expenses during the first 30 days of the start of the policy are not covered, except arising due to an accident
• Treatment expenses related to disease or injury related to an act of a foreign enemy, war, etc.
• A self-inflicted injury such as suicide, etc. is excluded
• Treatment expenses related to use of alcohol, drug abuse

For more detailed information regarding the ICICI Lombard Health Booster plan and exclusions, refer to the policy wording or call toll free number of InsuranceDekho at 1800-120-5698.