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ICICI Lombard Health Insurance Plans

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Highlights
Cashless Approval TAT2 hr Cashless Claim Processing
Claim Settlement Ratio99.70%
Network Hospitals7,500+
Pre-existing Disease Waiting Period2 year
Special BenefitsAnywhere Cashless
Starting Premium for Rs. 5 lakh SIRs. 581/month

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ICICI Lombard Health Insurance Plan List

  • Cover

    5 Lakh

    Cashless Hospital

    4280

    Starting From 659/month*

ICICI Lombard, with a claim settlement ratio of 99.70% is one of the preferred insurers when it comes to buying health insurance plans. From family plans to individual plans to senior citizen plans to many more, ICICI Lombard offers a variety of health insurance plans to cater to the health insurance needs of policyholders. These plans provide coverage for annual check-ups, pre and post hospitalisation, day care procedures, and many more. However, the coverage and the premium vary from one plan to another, so check the inclusions and exclusions carefully before buying the ICICI Lombard plan for yourself. Some of the top plans offered by ICICI Lombard are as follows:

  • ICICI Lombard Health AdvantEdge: The ICICI Lombard Health AdvantEdge is one of the few plans that offers coverage for preventive care and all-round wellness. It also provides coverage for over 20 critical illnesses, pre-existing diseases, convalescence benefits, ambulance coverage, and many more. There is no medical check-up required to buy the ICICI Lombard Health AdvantEdge plan.
  • ICICI Lombard Arogya Sanjeevani Policy: To buy the ICICI Lombard Arogya Sanjeevani Policy, adults need to be of age between 21-65 years and kids should be between 3 months - 20 years. It can be bought as both a family and individual plan and provides coverage for pre and post-hospitalisation expenses, AYUSH treatment, cataract treatment, and more. Moreover, the waiting period for pre-existing diseases is 4 years when you buy the ICICI Lombard Arogya Sanjeevani Policy.
  • ICICI Lombard Health Booster: The ICICI Lombard Health Booster is also available as both individual and family floater plans. The sum insured in the ICICI Lombard Health Booster ranges between Rs. 5 lakhs to Rs. 50 lakhs. When you choose the sum insured of less than Rs. 10 lakhs, there is no pre-medical check-up required. This plan provides tax benefits, reset benefit, coverage for organ donor expenses, and more.
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

ICICI Lombard Health Insurance Top Up List

    Name of PlanSum Insured
    Health BoosterMin: 3 Months; Max: No Limit5 Lakh Check Premium
    Healthcare Plus PolicyMin: 5 years; Max: 65 years3 Lakh - 10 Lakh Check Premium

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    Disclaimer : Actual Coverage might vary basis your location, age and number of members

    ICICI Lombard Health Insurance User Reviews

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    What users are saying
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    • Impressive services are offered by InsuranceDekho. My ICICI Lombard Health Insurance Policy was renewed withou...

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      ICICI Lombard
      By Rintoo Bhatia
      On: Jul 06, 2023
    • I would like to thank InsuranceDekho for advising me for buying the ICICI Lombard Health Insurance Policy. Thi...

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      ICICI Lombard
      By Jagdeep Singh
      On: Jun 23, 2023
    • The best part about InsurancedDekho and its policies are that they are very transparent The pricing and terms ...

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      ICICI Lombard
      By Yuvan Bhatia
      On: Jun 12, 2023
    • I found the ICICI Lombard Health Insurance Policy offered by InsuranceDekho to be great value for money. The c...

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      ICICI Lombard
      By Seema Bandi
      On: Jun 05, 2023
    • The ICICI Lombard Health Insurance Policy offered by InsuarnceDekho has the availability of flexible add-on op...

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      ICICI Lombard
      By Priyanka Ghosh
      On: May 30, 2023
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    ICICI Lombard Health Insurance Contact Details

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    Claim Process at ICICI Lombard Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    1573 ICICI Lombard Cashless Network Hospitals in India

    Insurance Products by ICICI Lombard General Insurance

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    FAQ About ICICI Lombard Health Insurance

    • Why should I buy ICICI Lombard health insurance policy?

      ICICI Lombard Health Insurance is a smart choice to secure yourself and your loved ones against medical contingencies. The plans offered provide comprehensive health coverage along with outpatient department (OPD) benefits, maternity cover and a host of wellness benefits. Also, there are various value added services that enable you to enhance the sum assured, in case of claim-free years.

    • Does ICICI Lombard health insurance policy cover accidental death and permanent total disability?

      ICICI Lombard offers the Personal Protect Policy that provides coverage for Accidental Death and Permanent Total Disability (PTD). It also offers coverage for terrorism as well.

    • How do I cancel ICICI Lombard policy?

      You can easily cancel your policy during free-look period, just fill up the form and visit any of the ICICI Lombard branches. Once request is processed, refund of premium amount will be provided after applicable deductions(in any) within 15 days.

    • What is the toll free number of ICICI Lombard General Insurance?

      ICICI Lombard’s toll free number is 1800-2666.

    • What do you mean by floater option in ICICI Lombard health insurance plan?

      In a floater option, a single policy under one sum insured covers all the family. It can cover, 2 adults, 2 adults, and 1 child; 1 adult and 2 children; 2 adults and 3 children; 1 adult and 1 child. The sum insured can be used by anyone or all covered under the policy until the time the limit is exhausted.

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