ICICI Lombard Health Insurance Top-up & Super Top-up Plans

A super top-up plan extends the coverage of your regular health policy. It can be bought only when you have a health insurance policy and you want to increase coverage. An ICICI Lombard super top-up plan provides you with a deductible option to increase the cover of your existing health insurance. It accumulates all the hospitalisation claims of all family members and comes into the scene when multiple hospitalisation claims of all family members cross the deductible limit.

Suppose, you have a regular health insurance plan with the sum insured of Rs. 5 lakh. To meet the skyrocketing medical expenses, you may want to enhance the sum insured by Rs. 3 lakh. Buying another plan in such a case may cost you a high premium. This is when a super top-up plan comes into the scene. With it, you get a deductible option to increase the cover of your existing insurance plan.

ICICI Lombard Health Booster Top-Up Plan

ICICI Lombard’s Health Booster is a super top-up plan that makes your insurance coverage bigger. It takes care of excess payments above your existing health insurance policy.

Key Benefits of the Health Booster Top-Up Plan

The ICICI Lombard Top-Up Health Insurance plan provides coverage for an unseen medical emergency. It is an excellent choice for Individual and Floater cover for the family with policy term options of 1, 2, or 3 years.

• Organ donor cover
• Ambulance coverage
• In-patient treatment
• Pre-hospitalisation and post-hospitalisation
• Sum insured Rs. 5 Lakh to Rs. 50 Lakh
• Flexible deductible options Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh

Who Can Buy ICICI Lombard Top-Up Plan?

Anyone who is aged at least 6 years can be covered under an individual policy. Children aged 3 months- 5 years can be covered under a floater plan only. No restriction on the maximum entry age.

Waiting Period Under the Plan

The waiting period for pre-existing diseases is 2 years and for any illness except an injury is 30 days.

Renewability of the Plan

This policy offers lifetime renewability to the policyholders.

Exclusions Under the Plan

ICICI Lombard Health Booster policy does not cover the insured against the following expenses:

• Dental treatment
• Alternative treatment
• Ancillary hospital charges
• Injury or diseases due to war
• Addictive conditions or disorders

To gain more information about the ICICI Lombard Health Booster Super Top-Up Plan, refer to the policy wordings or get in touch with the customer care executives at InsuranceDekho.