Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

Royal Sundaram Health Insurance Top-up & Super Top-up Plans

179 reviews Rate This
Claim Settlement Ratio92%
Pre-existing Disease Waiting Period3 years
Starting Premium of Rs. 5 lakhs SIRs. 382/month
Network Hospitals10,000+
Special BenefitsModern Treatments Such as Bariatric Covered

Health Insurance Calculator

Whom do you want the insurance for ?


Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

2 Lac
3 Lac
5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members

Royal Sundaram Health Insurance Plan List

See More Plans

Top-up & Super Top-up of Royal Sundaram Health Insurance

A top-up plan is intended to supplement the coverage provided by your current health insurance policy. The policy kicks in when your existing health insurance's sum insured is depleted during treatment and you require financial assistance to continue with the therapy.A top-up policy works on the principle of deductible, which is that portion of the claim amount that is not covered by the insurer and has to be paid by the insured.

Royal Sundaram Lifeline Policy

The Royal Sundaram Lifeline policy is a popular health insurance plan that includes an annual aggregate top-up plan as an optional feature. With a deductible option, the benefit assists you in paying for expenses that exceed the limits of your existing coverage.It adds additional coverage to your existing plan.

Key Benefits of Lifeline Policy

This plan is offered on an individual as well as floater basis where one can cover self, spouse and children. Its key benefits include:

  • Organ donor cover
  • Ambulance cover
  • Second opinion for critical illness
  • Emergency domestic evacuation
  • Sum insured options from Rs. 2 lakh to Rs. 4 lakh under Classic variant and Rs. 5 lakh to Rs. 50 lakh under Supreme variant
  • Deductible options of Rs. 1 lakh, Rs. 2 lakh, Rs. 3 lakh, Rs. 4 lakh, Rs. 5 lakh, and Rs. 10 lakh under both the variants

Who Can Buy this Plan?

Any individual above 18 years of age can purchase Lifeline health insurance policy.

Waiting Period Under the Plan

The waiting period for pre-existing diseases is 36 months, and for any illness, except an injury is 30 days.

Renewability of the Plan

This policy offers lifetime renewability to the policyholders.

Exclusions Under the Plan

The policy does not cover you against the following:

  • Addictive conditions or disorders
  • Alternative treatment
  • Ancillary hospital charges
  • Dental treatment
  • Sleep disorders

Key Features of Royal Sundaram Critical Illness Insurance Policy

Royal Sundaram critical illness insurance comes with certain features. Key features of the plan are as follows:​

  • P​ortability option
  • Cashless treatment
  • Lifelong renewability
  • Hassle-free claim process
  • Speedy resolution of claims​

With the critical illness coverage benefits, the Lifeline insurance policy of Royal Sundaram is a good choice if you want to buy critical illness health insurance.

Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Royal Sundaram Health Insurance Plan List

    Name of PlanSum Insured
    LifelineMin: 91 Days; Max: No Limit2 Lakh Check Premium
    Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Check Premium
    Family PlusMin: 91 Days; Max: No Limit2 Lakh Check Premium
    Corona Kavach PolicyMin: 1 Day; Max: 65 Years50,000 - 5 lakh Check Premium

    Royal Sundaram Health Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Price
    • Helpful
    • Network Hospitals
    • Claim
    • Renew
    • Premium
    • Top up
    • Critical Illness
    • What I love about InsuranceDekho is their extensive network of hospitals and healthcare providers that I came ...

      Read More
      Royal Sundaram
      By Aisha Pinto
      On: Sep 12, 2023
    • InsuranceDekho provides transparent and detailed information about different policies, helping me make an info...

      Read More
      Royal Sundaram
      By Surdhir Patnaik
      On: Sep 05, 2023
    • My Royal Sundaram Health Insurance Policy was easy to renew. I bought the policy at InsuranceDekho and the exe...

      Read More
      Royal Sundaram
      By Rhythm Kalsi
      On: Aug 09, 2023
    • I would advise InsuranceDekho to each and every individual who is planning to buy a health insurance plan. I b...

      Read More
      Royal Sundaram
      By Sahil Bhatt
      On: Jul 20, 2023
    • Purchasing a health insurance plan from InsuranceDekho was easy and convenient. I bought Royal Sundaram Health...

      Read More
      Royal Sundaram
      By Manoj Gupa
      On: Jul 14, 2023
    Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 50 Lacs+ happy customers

    Health Insurance News

    Royal Sundaram Health Insurance Contact Details

    Reach us for help anytime

    Claim Process at Royal Sundaram Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    2696 Royal Sundaram Cashless Network Hospitals in India

    Insurance Products by Royal Sundaram General Insurance

    Best Insurance Advisors in Your City.

    Latest Health Insurance Articles

    Network Hospital in Popular Cities

    CityNo of Hospital
    View All