Royal Sundaram Health Forever Health Insurance

The Health Forever Plan holds various attractive benefits that are constantly delivering ultimate care to everyone. The policy functions with a comprehensive approach due to which it tries to deliver different features to its customer. Here are some components of the plan which have become its attraction point:

• In-patient hospitalisation cover
• Critical Illness benefit is offered
• Coverage for pre-existing diseases 
• ICU benefit is given under the plan
• Hospital Cash benefits are provided 
• Availability of convalescence benefit
• Coverage in 3000+ network hospitals

In addition to attractive benefits, the Health Forever Plan is acknowledged for some of its extra components. These components not just enhance the value of the plan but also deliver exceptional comfort and ease to the customers. Here are a few significant elements offered under this plan:

• Cumulative bonus is provided
• 15 days free look period is given
• Grace Period provision is available
• Tax benefit is offered on the premium
• Policy period option is of 1, 2 and 3 years

The Health Forever Insurance Policy is a suitable plan for every family and individual. After going through all the salient features and benefits of this health insurance plan, it can be considered a policy good to go for. It is an economic driven plan which covers almost all the health care needs of you and your family.

As you are now aware of major segments and offerings of the plan, it becomes crucial to find out the right platform for buying it. This policy can be bought easily from a trusted health insurance broker known as InsuranceDekho. It doesn’t just deliver transparency but also provide you with the best suggestions. It also provides assistance on various factors such as type of plan to buy, claim settlement procedure, and so on. 

To get covered under this plan, your age must be between 91 days and 75 years.

Yes, critical illness benefit is offered under this policy. Under this benefit, a lump sum benefit of Rs. 15000 is payable, if the person is diagnosed as well as treated for any major illness such as stroke, cancer, organ transplant, or coronary artery bypass graft (CABG). This critical illness benefit is payable from the 2nd year of the plan and is applicable to be paid only once in the whole life of the insured member per illness.

Yes, a cumulative bonus is provided by Health Forever Plan. Under this, the Sum Insured for hospitalisation benefit is increased by slabs of 15% for every claim-free year, subject to a maximum of 4 slabs. In case of a claim under the policy, the earned bonus will be reduced by 1 slab.

The Health Forever Policy can be issued for different policy periods such as 1, 2 and 3 years.