Royal Sundaram Health Insurance for Maternity

Family Plus Plan from Royal Sundaram is a comprehensive health insurance plan that is offered to the customers at an affordable premium. The highlight of the plan is that it provides maternity cover for up to 2 deliveries (under certain conditions). Designed especially for large families, the plan offers several benefits to the policyholders. Every individual covered under the plan can enjoy the benefits of the plan individually or jointly also, as the plan is available in both individual and family floater options.

Key Features

• 19 different relationships can be covered under the plan
• The plan is available on an individual as well as family floater basis
• Sum insured options on an Individual basis- Rs. 2 Lakh, Rs. 3 Lakh, Rs. 5 Lakh, Rs. 10 Lakh, and Rs. 15 Lakh
• Sum insured options on Family Floater basis-Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, Rs. 10 Lakh, Rs. 15 Lakh, Rs. 20 Lakh, Rs. 25 Lakh, and Rs. 50 Lakh
• Reload benefit is provided
• The base sum insured has to be same for all the family members
• Provides coverage for all day care procedures
• No Claim Bonus is provided

Scope of Coverage

• Cover for maternity is provided
• Nutritional allowance for the mother after discharge post delivery
• In-patient hospitalisation expenses are covered
• All day care procedures are included in the plan
• The second opinion is provided for diagnosis
• Cover for emergency domestic evacuation is provided for up to Rs. 1 Lakh
• Expenses for vaccination in case of an animal bite are covered for up to Rs. 5,000
• All day care procedures are covered

Eligibility

Any person more than 18 years of age can be the proposer of the plan. There is no limitation on the maximum entry age.

Exclusions

• Any injury due to unlawful activity
• Treatment from any unrecognised hospital or Physician
• Diseases caught by the insured within the initial 30 days of the commencement of the policy
• Cataract, End Stage Renal Failure/Chronic Renal Failure, Hip or Knee Replacement, Benign Prostatic Hypertrophy
• Pre-existing diseases are not covered until 36 months of continuous policy coverage. There should not be any gap in the renewal of the policy

Read the policy wording for in-depth knowledge about the product. You may also call us at 1800 1205 698.