Royal Sundaram Amsure Master Health Insurance

The Amsure Master Health Plan is an economical and advanced health insurance policy. It is built considering several factors for delivering the best possible medical care to the policyholders. It is an absolute choice for many people as it owns multiple benefits of rewarding the insured for being healthy. The major benefits in the list comprise of:

• Any expenses incurred towards in-patient hospitalisation
• Floater cover is available for self, spouse, dependent children and dependent parents
• Accident hospitalisation benefit is offered for up to 50% of the SI
• Pre-existing diseases are covered with a waiting period of 3 years
• Availability of Cumulative Bonus benefit from 5% up to 50% of the SI
• Health check-up is reimbursed after every 4 consecutive claim-free years
• Hospital cash of Rs. 1000 is given for each completed 24 hours of hospitalisation
• Pre and post hospitalisation expenses for 30 days and 60 days are covered, respectively 

The offering of the plan doesn’t cease here, and it has much more to offer. Here are some more benefits available under the Amsure Master Health Plan:

• Cashless hospitalisation offered in 3000+ network hospitals 
• 15 days free look period is given
• Grace period provision is available
• Tax benefit is offered on the premium
• Policy period option of 1, 2 and 3 years

Going through the features, plan coverage and other common elements of the Amsure Master Health Plan, it can be concluded that one should go ahead with this investment to secure his/her family financially and medically if any medical emergency arises in the future.
 
It is always suggested to opt for a health insurance plan through an online mode to speed up the policy issuance process. By choosing the policy online, transparency is easy to maintain as well. Choosing InsuranceDekho for buying the plan would be a prudent choice to make, as it ensures the customers of delivering claim settlement support, comparison of plans, clearing plan-related doubts and all several other benefits. 

The plan allows the coverage of Self, Spouse, Dependent Children and Dependent Parents.

Yes, a cumulative bonus is offered under this health insurance plan. Under this plan, the sum insured is increased by 5% in respect of every claim-free year, subject to a maximum accumulation of 10 slabs. Where a claim has arisen under the expiring policy, the earned cumulative bonus, if any, in respect of such insured person shall be reduced by the last 1 slab of cumulative bonus.

Yes. Under this plan, the insured members are provided with the medical expenses for daycare procedures that require hospitalisation of fewer than 24 hours, but the plan does not cover the cost incurred in the out-patient treatment.
 

The Amsure Master Health Plan is available with the policy period of 1 to 3 years.