Royal Sundaram Secure All Health Insurance
Claim Settlement Ratio | 98.60% |
Network Hospitals | 10,000+ |
Pre-existing Disease Waiting Period | 3 years |
Special Benefits | Modern Treatments Such as Bariatric Covered |
Starting Premium for Rs. 5 lakhs SI | Rs. 382/month |
Starting Premium of Rs. 5 lakhs SI | Rs. 382/month |
About Royal Sundaram Secure All Health Insurance
We live life for our family, and their health is our priority. But, sometimes it may take a lot of money to get them treated. Therefore, Secure All Plan by Royal Sundaram is a perfect medical insurance policy to opt for safeguarding your complete family. It is specially designed to provide complete protection to you and the dependent members of your family. The policy is issued to individuals for covering their whole family under one sum insured. However, all types of medical treatments offered under the hospitalisation benefit of the policy should be conducted only in India. Only, the personal accident cover is applicable across the world.
The entry age for Secure All Plan lies between the age group of 91 days and 65 years, while the proposer should be of at least 18 years. There is no Exit age in the policy. The policy can be renewed continuously subject to payment of the premium within the grace period. The policy offers coverage to self, spouse and dependants, who bear legal relation with the proposer. The coverage amount under the Secure All Plan ranges from Rs. 1.5 Lakh to Rs. 5 Lakh. It also offers multiple benefits for the policyholders like in-patient hospitalisation cover, hospital cash benefit, cumulative bonus, personal accident cover, and so on.
Health Insurance Calculator
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Select the age of all members
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Key Inclusions and Exclusions of the Plan
What's Included
- Pre and post hospitalisation cover
- In-patient hospitalisation coverage
- Personal Accident Benefit is provided
- Availability of hospital cash benefit option
- Recovery Benefit of Rs. 25,000 is payable
What's Not Included
- Treatment of self-inflicted injuries
- Cost of routine examinations, vaccinations etc.
- Participation in hazardous sport or activities
- Any claim in respect of pre-existing conditions
- Expenses for weight control programs, surgeries
4963 Royal Sundaram Cashless Network Hospitals in India
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Royal Sundaram Secure All Expert Review
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Major Attractions
The Secure All plan owns multiple components which facilitate policyholders to safeguard their families. Wide plan coverage is available under this plan along with some valuable benefits that grabs attention.
- In-patient hospitalisation expenses are covered
- Pre and post hospitalisation expenses incurred for a period of 30 and 60 days respectively
- Cashless hospitalisation in 3000+ network hospitals
- Recovery Benefit in a lump sum amount of Rs. 25,000 is payable
- Hospital Cash benefit for each completed 24 hours of hospitalisation
- Cumulative bonus of 5% for every claim-free year to a maximum of 10 slabs.
- Worldwide Personal Accident Benefits cover in the case of an unfortunate event of accidental death or disablement
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What’s More?
In addition to the features and benefits above, The Secure All plan holds a few more elements to attract new customers and retain the existing policyholders. Here are some additional components of the plan which tends to deliver comfort and ease of utilising the plan:
- A grace period of 30 days is offered
- Free-look period of 15 days is given
- Plan coverage term of 1 and 2 years
- Lifelong renewability option is available
- Tax benefit is provided on the premium
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Conclusion
After going through all the benefits and plan coverage of the Secure All plan, it can be concluded to be a suitable family plan. The plan is an ideal framework that can easily protect and safeguard you and your family from different sorts of medical emergencies and financial crisis which may arise.
Buying a health insurance plan online is always preferred. It enhances the purchase procedure and facilitates maintaining the transparency too. InsuranceDekho, a health insurance broker firm, is a perfect place to choose and buy the health insurance plan due to their commitment of delivering affordability to peace of mind to customers through its hassle-free policy-related assistance, claim settlement support, and much more.
Claim Process at Royal Sundaram Health Insurance
FAQs on Secure All Health Insurance Plan
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Who are all eligible to get covered under Secure All policy from my family?
The Secure All policy offers the coverage to Self, Spouse, and dependent persons who bear legal relation with the policyholder.
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Is any discount offered under the Secure All plan?
Yes, a family discount of 5% is offered for adding two family members and 10% is given for including 3 or more members under the policy. Discount can be withdrawn at the time of renewal if the number of members covered under the plan found less than 3.
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What is the coverage term of this health insurance plan?
The Secure All Plan is available with the coverage term of 1 and 2 years.
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Is any recovery benefit offered under the Secure All policy?
Yes, a lump sum amount of Rs. 25000 is offered under the recovery benefit only if the duration of hospitalisation in the hospital exceeds 15 days.