New India Floater Mediclaim Health Insurance

When it comes to prime features of the Floater Mediclaim policy, the list is longer than expected. With the policy in hand, you can get covered for inpatient treatment, pre and post hospitalisation expenses, daycare treatment, and much more. Though the policy doesn’t cover maternity expenses, the newborn is covered up to the renewal of the existing policy. The Floater Mediclaim policy gives you complete protection to your family. Following are some major attractions:

• The upper age limit doesn’t apply to unmarried daughter and mentally challenged children
• The persons beyond 65 years can continue their insurance
• Midterm inclusion is allowed for a newly married spouse by paying pro-rata premium
• Cover for critical illnesses like cancer, heart attack, CABG, open heart replacement, kidney failure
• The cover is also available for coma, stroke, major organ transplant, paralysis, multiple sclerosis, motor neuron, etc.
• Payment of ambulance charges up to 1% of SI or actual whichever is less
• Ayurvedic / Homoeopathic / Unani treatment up to 25% of the Sum Insured 

Not only this, an approach to get cashless treatment across India, Floater Mediclaim provides hospital cash benefits of 0.1% of the sum insured per day of hospitalisation. It also facilitates to enhance the sum insured at the time of renewal. Listed below are some more benefits of the policy:

• Features of lifetime renewal of the policy
• 15 days free look period to cancel the policy
• Tax saving under section 80D of the Income Tax
• Dedicated TPA service to serve customers
• A grace period of 30 days to renew the policy

Overall, the Floater Mediclaim policy by New India is the right option to secure your family against uncertainties. It is a one-stop policy to cover newborn, critical illnesses apart from basic cover under a single plan.

To buy the policy online, choose InsuranceDekho because it is a reputable online company to compare different family floater policies, get maximum coverage at minimum premiums and get the policy issued within minutes from the comfort of your home. 

Yes. You can seek cover for the entire family under a single Sum Insured. These members can be apart from the Proposer - Spouse, Dependent Children, and Parents (aged 60 years or lesser if they are dependent on the Proposer). 

Yes. The policy provides hospital cash benefit at the rate of 0.1% of Sum Insured for every hospitalisation exceeding 24 consecutive hours. 

Yes. The policy provides critical illness cover for 11 specified critical illnesses. This means that the insured gets paid 10% of the Sum Insured as additional benefit other than the admissible claim in case he/she suffers from any of the 11 mentioned critical illnesses.

Yes. Hospitalisation is necessary to get a claim under this policy. Outpatient expenses are not covered under this policy.