New India Premier Mediclaim Health Insurance

Under this policy, Critical Care Benefit is provided to the insured. The amount paid under this benefit does not reduce the Sum Insured. Also, the insurer reimburses the health check-up cost if the proposal is accepted. In addition, the policy covers room rent expenses; boarding charges; nursing expenses; intensive cardiac care charges; intensive care unit expenses; surgeon, anaesthetist, medical practitioner fees; medicines & drugs; artificial limbs; and much more. On top of this, the policy also offers:

• Cover for cancer, paralysis, first heart attack, open chest CABG, open heart replacement
• Coverage is also available for coma, kidney failure, stroke, bone marrow transplant, motor neurone disease and multiple sclerosis
• Expenses for Ayurvedic/Homoeopathic/Unani treatment: 20% of Sum Insured
• Minimum one and maximum of 6 members can be covered
• Maternity expenses and newborn baby and childcare cover
• No upper age limit for unmarried dependent daughters and mentally challenged children
• No co-pay or deductible in the policy
• Hospital cash benefits

What’s more is that New India Premier Mediclaim Policy covers the expenses necessarily incurred for treatment of infertility, including outpatient treatment. However, the payable amount is up to the limit of Rs. 1 Lakh for Plan A and Rs. 2 Lakh for Plan B. Besides, the insurer allows midterm inclusion for a newly married spouse. For this, the pro-rata premium should be paid for the remaining period of the policy.

• Lifetime renewability of the policy
• Tax savings as per the Income Tax Act
• TPA service to ensure easy and quick claim settlement
• Free-look period of 15 days for continuing or cancellation of the policy
• A grace period of 1 month to renew the policy

The New India Premier Mediclaim Policy meets the expectations of many. It is an ultimate saviour you can trust on to fulfil your medical requirements without breaking your bank.

If you would like to invest in New India Premier Mediclaim Policy, doing so through the online mode can be beneficial as the policy will be issued soon. Additionally, purchasing the policy from InsuranceDekho can let you enjoy the portability service, quality claim settlement support, complete transparency in the process and many other benefits.

A pre-acceptance medical checkup is necessary for all the members entering after the age of 50 years or anyone who is having an adverse medical condition.

The policy is available with lifelong renewability option.

In case the hospitalisation exceeds 24 hours a day, the hospital cash benefit under Plan A is Rs. 2000 per day and under Plan B it is Rs. 4000 per day.

If during the policy period, the insured person is diagnosed with any of the listed critical illness, then the person is liable for critical care benefit. Under this benefit, for Plan A, the insured will receive Rs. 2 Lakh, and for Plan B, the insured will receive Rs. 5 Lakh, as an additional benefit, which is over and above the sum insured.