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New India Assurance Health Insurance for Family

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Highlights
Claim Settlement Ratio92.68%
Network Hospitals7,500
PED Coverage Starting From4 years
Pre-existing Disease Waiting Period4 years
Starting Premium 560
Starting Premium for Rs. 5 lakhs SIRs. 560/month

Health Insurance Calculator

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Couple
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Father
Mother

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  • You

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Disclaimer : Actual Premium might vary basis your location, age and number of members

New India Assurance : Health Insurance for Family

Are you looking for ways to ensure quality health care for your family? If so, New India Floater Mediclaim policy is an ideal choice. This is a type of plan which allows you to take care of your family health without burning a hole in your savings. This family floater policy can ensure all-round health protection at affordable premiums.

Key Features

  • Cashless treatment in network hospitals anywhere in India
  • Hospital cash benefits, 0.1% of the Sum Insured
  • Lifelong policy renewal facility
  • Sum Insured ranging from Rs. 2 Lakh to Rs. 10 Lakh
  • The policy is available for one year
  • 50% payment of medical test for 50+ years old people and those with an adverse medical history
  • Enhancement of the sum insured at the time of renewal

Scope of Coverage

  • Daycare treatment procedure
  • Coverage available for critical illnesses
  • Maximum six members can be covered in a single policy
  • Cover for ambulance charges up to 1% of the sum insured
  • Coverage for AYUSH treatment up to 25% of the sum insured
  • Cover for self, spouse, dependent children, parents (less than or equal to 60 years)
  • Inpatient treatment like charges of blood, ICU, oxygen, anaesthesia, etc.

Eligibility

Anyone who is aged between 18 years and 65 years of age can buy New India Floater Mediclaim Policy. Dependent children between 3 months and 25 years of age are also covered under the plan.

Exclusions

  • Injuries because of an act of war, warlike situation, etc.
  • Any claim for pre-existing disease before 48 months
  • Dental treatment due to an accident requiring hospitalisation
  • Benign prostatic hypertrophy, cataract, hernia before 24 months
  • Diseases that are sexually transmitted like HIV or AIDS, etc.

New India Floater Mediclaim can be the perfect choice if you are looking out for a family health insurance. Dial our toll-free number 1800 1205 698 to know more details about this policy.

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

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Disclaimer : Actual Coverage might vary basis your location, age and number of members

Choose New India Assurance Critical Illness Plan

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New India Assurance Health Insurance Contact Details

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Claim Process at New India Assurance Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

1070 New India Cashless Network Hospitals in India

Best Insurance Advisors in Your City.

FAQ About New India Assurance Health Insurance

  • Does New India Assurance provide lifelong renewability option under its family floater policy?

    Yes. The family floater policy provided by New India Assurance offers lifelong renewability to the policyholders. 

  • Can I avail medical treatment anywhere with family floater policy offered by New India Assurance?

    No, only medical treatments availed in India are covered under the family floater policy by New India Assurance. 

  • How many family members can be covered under one floater policy?

    You can cover the following family members under one floater policy-

    • Yourself (Proposer)
    • Spouse
    • Dependent children
    • Dependent parents 
  • Can I cover the entire family under single sum insured?

    Yes. You can cover the entire family under a single sum insured. 

  • Is there any minimum number of members who must be added if purchasing a family floater policy from New India Assurance?

    Yes. At least 2 family members must be covered while purchasing family floater policy from New India Assurance. 

Network Hospital in Popular Cities

CityNo of Hospital
Kolkata126
Pune65
Gurgaon25
Ghaziabad15
Chennai179
Mumbai154
Ahmedabad107
View All