New India Assurance Health Insurance Top-up & Super Top-up Plans

Name: New India Assurance Health Insurance
Brand: New India
Rating: 4.5413 (218 reviews)

A Top-Up plan is an additional plan that one invests in to gain more coverage. An excellent way to make the most of health insurance coverage, and that too at an affordable cost, Top-Up plan covers hospitalisation expenses, but only after a threshold limit. Definitely a smart investment, Top-Up plan prevents one from facing financial inconvenience in an already critical medical situation.

The working of Top-Up plans is quite simple. Top-Up plans become active when the claim amount crosses the threshold limit or deductible. Offering desired protection when required, Top-Up plans come across as a big helping hand that pay for unexpected medical expenses, which otherwise become tough to handle.

New India Top-Up Mediclaim

Top-Up Mediclaim by New India Assurance is a reliable top-up choice. Providing added financial protection of utmost value, Top-Up Mediclaim covers hospitalisation expenses in excess of a chosen limit. Under this policy, the insured bears the claim till threshold, with policy paying for claims above this sum.

Key Benefits of New India Top-Up Mediclaim

New India Top-Up Mediclaim is easily available on individual or floater sum insured basis, covering up to 6 members including self, legal spouse, dependent children and dependent parents. Available for a policy period of one year, the Top-Up plan comes with a sum insured range that lies between Rs. 5 Lakh to Rs. 22 Lakh. When it comes to benefits, the Top-Up policy offers coverage for inpatient hospitalisation, ICU/room rent expenses, surgeon fees, blood, oxygen, and others including:

Hospital cash
AYUSH treatment
Daycare procedures
Emergency ambulance charges
Expenses of donor for organ transplant
Get Well Benefit (payable only for the first four admissible claims)

Who Can Buy this Plan?

New India Top-Up Mediclaim can be purchased by any individual. However, the minimum entry age is 3 months, while the maximum entry age is 65 years.

Waiting Period Under the Plan

Under New India Top-Up Mediclaim, there is a waiting period of 48 months for pre-existing diseases. While the initial waiting period is 30 days, there is a 24 months of waiting period for treatment of specified diseases.

Renewability of the Plan

New India Top-Up Mediclaim offers lifetime renewability benefit.

Exclusions Under the Plan

New India Top-Up Mediclaim policy does not cover you against the following expenses:

Dental treatment
Domiciliary treatment
Naturopathy treatment
Self inflicted bodily injury
Cost of spectacles, braces, contact lenses, and others

Whom do you want the insurance for ?

You

Couple

Family

Father

Mother

Select the age of all members

You
Select Age

Where do you live ?

Enter Area Pincode

Choose required Coverage for yourself?

5 Lac

10 Lac

25 Lac

Select Coverage

Disclaimer : Actual Premium might vary basis your location, age and number of members

Key Features of New India Critical Illness Insurance Policies

The critical illness policies of New India Assurance comes with many features. Key features of the plans are as follows:

Portability option
Cashless treatment
Lifelong renewability
Benefit of hospital cash
In-house claim process

The critical illness policies of New India Assurance offers comprehensive benefit to avail treatment for listed critical illnesses. These plans definitely offers much needed respite to the insured during tough times.

New India Assurance Health Insurance Plan List

Critical Illness (2)
Family (3)
Individual (2)
Kids (1)
Cancer (1)
Maternity (1)
Woman (1)
Parents (1)
Senior Citizen (1)

Name of Plan	Sum Insured
Floater MediclaimMin: 3 Months; Max: 65 YearsPopular	2 Lakh	Check Premium
Asha Kiran PolicyMin: 91 days; Max: 60 yearsPopular	2 Lakh - 8 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Mediclaim PolicyMin: 3 Months; Max: 65 YearsPopular	1 Lakh	Check Premium
Cancer Mediclaim PolicyMin: 18 Years; Max: 70 Years	50,000	Check Premium
Premier Mediclaim PolicyMin: 3 Months; Max: 65 Years	15 Lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Senior Citizen Mediclaim PolicyMin: 60 Years; Max: 80 Years	1 Lakh	Check Premium
Janata Mediclaim PolicyMin: 3 months; Max: 60 years	50 Thousand - 75 Thousand	Check Premium

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User Reviews

4.5

Rating based on

218 User reviews

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What users are saying

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Claim
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Top up
Critical Illness

Best plan choice made through ...
I'm thrilled that InsuranceDekho helped me obtain The New India Assurance Health Insurance. The website provided concise policy information, making selection simple. The purchase was easy and the coverage is excellent.
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S
New India
By Shivangi Chhabra
On: Jun 24, 2024
Easy Claim Process
Selecting New India Assurance from InsuranceDekho proved to be a wise choice. For my family and myself, having access to a wide network of hospitals is essential because of the insurance. Receiving reimbursement for medical costs is a simple and effective process. All in all, I'm quite happy with the service and coverage.
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A
New India
By Asif Khan
On: Jun 12, 2024
Trustworthy and reliable
Thanks to InsuranceDekho, I now have trustworthy health coverage with The New India Assurance. Their insurance provides substantial benefits at reasonable rates, and the claims process is straightforward. I count on The New India Assurance for my health insurance needs.
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R
New India
By Ritu Agarwal
On: Jun 11, 2024
Hassle-Free Purchase
Buying a health insurance policy from InsuranceDekho was smooth and convenient. I bought the New India Insurance Plan from the InsuranceDekho company’s website. The process was completed online with the help of the dedicated customer care staff of the company. I Found InsuranceDekho a trustworthy place to buy health insurance.
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P
New India
By Parvesh Kumar
On: Mar 08, 2024
Innovative Website
InsuranceDekho is the best place to buy any health insurance policy. My purchase of the New India Health Insurance Policy from the Insurancedekho company’s official website was amazing. I compared the many health insurance policies through Insurancedekho’s online platform and chose to buy the New India Health Insurance Policy affordable plan. I suggest everyone purchase a health insurance plan from here with ease.
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R
New India
By Rekha Parashar
On: Feb 27, 2024