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Zuno Health Insurance Top-up & Super Top-up Plans

Due to the spread of the coronavirus pandemic, a lot of people have realised the importance of health insurance plans as it provides the policyholders with financial backup in case of a medical emergency. Health insurance plans are of different types like individual health insurance plans, family floater health insurance plans, group health insurance plans, maternity benefit covers, add-on covers, and much more. You must analyze your choices before investing in a health insurance plan and then based on your financial budget and medical history, you can invest in a particular health insurance policy. Regular health insurance plans provide benefits like hospitalization expenses, medication costs, ambulance charges, room rents, and a lot more. Other basic perks of a health insurance plan include tax deduction benefits, no claim bonus, cumulative bonuses, etc.

Zuno health insurance firm provides different variants of top-up health insurance plans which compensate for the medical expenses that reach the deductible limit of the base health insurance policy. It comes into force after the sum assured under the base plan is exhausted. Top-up plans look after a single medical bill claimed by the policyholder in a policy year, while super top-up plans compensate for cumulative bills requested by the policyholder in a policy year. The sum assured and other features of the top-up plans differ according to the specifications customized by the policyholders.

About Zuno Top Up Health Insurance Plans

Top-up plans by Zuno health insurance plans serve the same purpose of providing additional coverage to the policyholders on exhaustion of the base sum assured. But these plans can be bought without any regular health insurance plans and they come into action when the base sum assured gets exhausted under the medical dues. Let us look at some of the common features of Zuno health insurance firm and their super top up and top-up health insurance plans:

  • The health insurance policies can be bought for around 8 members of the family altogether, including the relations specified in the policy terms.
  • The claim amount by Zuno Health Insurance covers can go up to Rs. 2 Crore.
  • Co-payment of 20% is applicable to policyholders above the age of 60 years.

Key Benefits of Zuno Top Up Health Insurance Covers

Let us look at some of the essential benefits of Zuno top-up health insurance plans:

  • The insurer offers the flexibility of choosing the policy tenure to the policyholders. The available policy tenures are 1, 2, or 3 years, which can be chosen by the policyholder based on their choices.
  • The insurer provides the policyholders with worldwide comprehensive coverage of the plan.
  • Daily cash benefits of around Rs. 500 to Rs. 5000 can be availed on a daily basis by the policyholders for a maximum of 10 days.
  • Tax reduction benefits are also included as one of the perks of the top-up plans by Zuno health insurance.

Who Can Buy This Plan?

The minimum entry age for buying a top-up plan from Zuno health insurance is 18 years for individual covers and 91 days for family floater top-up covers. However, the maximum age to buy this plan is 65 years for adults and 25 years for dependent children.

Waiting Period Under This Plan

This top-up health insurance plan by Zuno health insurance comes with a waiting period of 30 days excluding the accidents. The waiting period is 36 months for pre-existing diseases.

Renewability of The Plan

This top-up plan must be renewed annually by the policyholders to continue availing of the benefits and services of this plan.

Exclusions Under The Plan

Let us look at some of the common exclusions under the Zuno top-up health insurance plan:

  • Obesity and weight control treatments are not covered under this plan
  • Change of gender treatments are excluded from the coverage of the plan
  • Cosmetic and plastic surgeries
  • Hazardous sports
  • Diseases and injuries due to self-harm or consumption of alcoholic substances are also not covered under this top-up plan.

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Zuno Health Insurance Plan List

  • Individual (1)
  • Family (1)
  • Woman (1)
  • Blood Pressure (1)
  • Kids (1)
  • Thyroid (1)
  • Diabetes (1)

Key Features of Zuno Critical Illness Insurance Policy

Zuno critical illness insurance has a lot of exciting features for customers. Some of these features are:

  • Portability option
  • Cashless treatment
  • Lifelong renewability
  • Dedicated claim process
  • Medical check-ups if you are aged 51

With the Zuno critical insurance benefits, you are able to get the best possible treatment for specified critical illnesses without worrying about rising medical costs.

Tax Save
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Zuno Health Insurance Plan List

  • Critical Illness (1)
  • Family (2)
  • Individual (3)
  • Kids (1)
  • Maternity (1)
  • Parents (1)
  • Woman (1)
Name of PlanSum Insured
Edelweiss Health InsuranceMin: 3 Months; Max: No Limit1 Lakh Check Premium
Zuno Gold Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years50,000 - 5 lakh Check Premium
Corona Rakshak PolicyMin: 18 Years; Max: 65 Years50,000 - 2.5 lakh Check Premium
Saral Suraksha BimaMin: 3 months; Max: 70 years2.5 Lakh - 1 Crore Check Premium

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User Reviews

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What users are saying
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  • Price
  • Helpful
  • Network Hospitals
  • Claim
  • Renew
  • Premium
  • Top up
  • Critical Illness
  • Affordable Prices

    It was really simple and reasonably priced to obtain Zuno insurance from InsuranceDekho. I quickly received a detailed plan because the procedure was simple. I can have peace of mind knowing that it covers a broad variety of requirements, from routine check-ups to medical emergencies. I'm at ease knowing that Zuno, a reputable insurance, has my best interests covered.

    V
    Zuno
    By Vikas Agarwal
    On: Jun 12, 2024
  • Easy Process

    Buying health insurance with InsuranceDekho was simple, and Zuno's policies provide excellent coverage at reasonable prices. Their website is easy to navigate, and their customer care representatives are helpful. I feel safe knowing Zuno is protecting me.

    V
    Zuno
    By Vikram Sehgal
    On: Jun 10, 2024
  • Great customer service

    I avoided hours of research and frustration because of Insurancedekho. I only entered my information on their website, and they took care of all the hard work, saving me the trouble of searching the internet for the finest health insurance offers. I was able to obtain Zuno Health Insurance which provides me with comfort in the event of a medical emergency.

    B
    Zuno
    By Bhavika Mehta
    On: Jun 05, 2024
  • Hassle-free claim settlement

    I filed a claim on the InsuranceDekho website as I was insured with the Zuno Health Insurance Plan. The process was done without any difficulty or confusion. I got my claim settled in very little time. I am very happy with the service received by the custom team of InsuranceDekho.

    R
    Zuno
    By Rekha Kumari
    On: Mar 04, 2024
  • Friendly Customer Care

    I bought the Zuno Health Insurance plan online from InsuranceDekho. It was easy to compare and buy health insurance plans from Insurancedekho’s website. The insurance expert team was highly knowledgeable, and after listening to all my requirements, they directed me to choose the Zuno health insurance policy. I am happy with my insurance purchase experience and will recommend it to everyone. Thank You! InsuranceDekho.

    H
    Zuno
    By Hema Kumari
    On: Feb 20, 2024

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