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Zuno Corona Rakshak Health Insurance

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Zuno Health Insurance
Corona Rakshak Policy
Cashless Approval TAT30 mins Cashless Claim Processing
Claim Settlement Ratio94%
Network Hospitals5,000+
PED Waiting Period3 years
Special BenefitsCash Advance for Reimbursement Claims
Starting Premium for 5 lac SIRs. 548/month

About Zuno Corona Rakshak Health Insurance

Edelweiss Corona Rakshak Policy is an affordable medical insurance policy that takes care of your health during the times of COVID-19. On positive diagnosis of COVID-10, the policy provides you a lump sum benefit equal to 100% of the sum insured if it requires hospitalisation for at least 72 hours provided that the diagnosis is done at a government authorized diagnostic center. Available on an individual basis, the policy covers people aged between 18 years and 65 years. The policy can be purchased for sum insured options ranging between Rs. 50,000 and Rs. 2.5 lakh in multiples of Rs. 50,000. To avail policy benefits, you will be required to complete a waiting period of 15 days. The waiting period shall be calculated from the date of commencement of the policy.

Edelweiss Corona Rakshak Policy is a short-term health insurance policy that can not be renewed. Once the benefit has been availed, the policy will be terminated. You can purchase this policy for short terms of 3.5 months (105 days), 6.6 months (195 days), and 9.5 months (285 days). Note that the policy does not allow portability or migration. But you will be happy to know that the policy does not have any deductible or co-payment clause.

Also read: COVID 19 Insurance

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Key Inclusions and Exclusions of the Plan

What's Included

  • Lump sum benefit equal to 100% of the sum insured on positive diagnosis of COVID-19 requiring hospitalisation of at least 72 hours
  • Sum insured options ranging between Rs. 50,000 and Rs. 2.5 lakh
  • Coverage for people aged between 18 years and 65 years
  • Policy terms of 3.5, 6.5, and 9.5 months
  • Coverage offered on individual sum insured basis

What's Not Included

  • Expenses incurred due to admission for the purpose of evaluation and investigation
  • Any COVID-19 related treatment manifested before the policy start date
  • Any claim made during the waiting period of 15 days
  • Any treatment that is not related to COVID-19
  • Testing done at a diagnostic centre that is not authorized by the government of India

6208 Zuno Cashless Network Hospitals in India

Zuno Corona Rakshak Policy Brochure

  • 1.23 MB
  • PDF Document
  • Aug 06, 2020

Claim Process at Zuno Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQs on Corona Rakshak Policy Health Insurance Plan

  • What are the sum insured options available under Edelweiss Corona Rakshak Policy?

    The sum insured options available under Edelweiss Corona Rakshak Policy are of Rs. 50,000; Rs. 1 lakh; Rs. 1.5 lakh; Rs. 2 lakh; and Rs. 2.5 lakh. 

  • What is the coverage benefit offered under Edelweiss Corona Rakshak Policy?

    Edelweiss Corona Rakshak Policy provides you a lump sum benefit equal to 100% of the sum insured on positive diagnosis of COVID-19 if it requires hospitalisation of at least 72 hours.

  • Can I renew my Edelweiss Corona Rakshak Policy online?

    Edelweiss Corona Rakshak Policy is a short-term policy that does not offer lifetime renewability benefits. So, it cannot  be renewed online. 

  • Can I avail tax benefit on the premium paid for Edelweiss Corona Rakshak Policy?

    Yes. You can avail tax benefits on the premium paid for Edelweiss Corona Rakshak Policy under Section 80D of the Income Tax Act, 1961. 

  • What is the prescribed time limit to submit documents to the insurer in case of claim under Edelweiss Corona Rakshak Policy?

    In case of a claim under Edelweiss Corona Rakshak Policy, you will be required to submit the necessary documents within 30 days from the date of discharge from the hospital after positive diagnosis of COVID-19. 

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