Zuno Health Insurance for Family
Cashless Approval TAT | 30 mins Cashless Claim Processing |
Claim Settlement Ratio | 94% |
Network Hospitals | 5,000+ |
PED Waiting Period | 3 years |
Special Benefits | Cash Advance for Reimbursement Claims |
Starting Premium for 5 lac SI | Rs. 548/month |
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Zuno : Health Insurance for Family
Zuno Health Insurance Policy is a comprehensive approach to safeguard your family from unwanted medical expenses due to uncertainties. It provides coverage for self, spouse, dependent children, dependent parents, dependent parents-in-law, brother, sister, grandmother, grandfather or any such relationships. The Zuno Health Insurance policy can be bought for 1 year, 2 years or 3 years.
Key Features
- The plan is available for the terms of 1 year, 2 years or 3 years
- The policy comes with 3 variants: Silver, Gold and Platinum plan
- No maximum age bar to renew the policy
- 5% of premium discounts if two or more family members are covered
- Free health check-up after every claim-free year subject to policy T&C
- Sum insured starts from Rs. 1 Lakh and goes up to Rs. 1 Crore
- Maximum number of people covered under one policy are 8
Scope of Coverage
- Expenses incurred in daycare treatment
- Coverage for domiciliary treatment if the doctor suggests
- Pre-hospitalisation 30 days (Silver), 60 days (Gold ), 90 days (Platinum) prior to hospitalisation
- Post hospitalisation 60 days (Silver), 90 days (Gold), 180 days (Platinum)
- Cover for emergency ambulance expenses up to the sum insured
- Inpatient treatment expenses for medicines, room rent, doctor’s fee, etc. up to the sum insured
- Organ donor expenses up to the specified amount
Eligibility
The health insurance policy of Edelweiss provides the coverage from 91 days to a maximum entry age of 65 years. The plan comes with the feature of lifelong renewability.
Exclusions
- Injuries due to an act of war or an attack by a foreign enemy
- Treatment for an injury occurred due to a self-inflicting act
- Medication to treat the problems related to mental disorder
- Diseases that are sexually transmitted like HIV or AIDS, etc.
- Hallucinogenic substance abuse and intoxicant abuse are excluded too
Buy a health insurance policy like Edelweiss Health Insurance for family and safeguard your family from uncertainties. For more information about the product, feel free to call InsuranceDekho at 1800-1205-698.
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FAQ About Zuno Health Insurance
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How many family members can be covered under the family floater policy of the Edelweiss General Insurance Company?
If you have chosen the family floater policy of this insurance company, you can cover yourself, your spouse, and up to 3 children (aged 3 months to 26 years old).
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Does Edelweiss General Insurance offer any family floater plan?
Yes, Edelweiss Health Insurance Policy is the family floater plan offered under the Edelweiss General Insurance.
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What is the sum insured amount offered under the family floater plan of Edelweiss General Insurance?
The sum insured ranges from Rs. 1 lakh to Rs. 1 crore. These amounts are divided among different variants of the plan.
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Do I need to go through any pre-policy medical check-up to get covered under the family floater plan?
We will require you to undergo a pre-policy medical check-up, if you are aged 51 years or above and/or the sum insured opted is more than Rs. 20,00,000 with age more than 35 years.