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United India Health Insurance Top-up & Super Top-up Plans

A super top-up plan helps the insured enhance their health insurance coverage. But the benefits of a super top-up policy kick in only when the threshold limit is crossed. The policy covers the insured for multiple hospitalisations and looks at the aggregate claim. A super top-up policy can help people suffering from any affliction that may lead to multiple and frequent hospitalisations. Note that the premiums paid for super top-up plans are subject to tax benefits under Section 80D of the Income Tax Act, 1961.

United India Insurance Super Top-Up Medicare Policy

Super Top-Up Medicare Policy is a super top-up insurance product by United India Insurance. Of immense help in upgrading the existing health policy, Super Top-Up Medicare comes across as an all-around health insurance plan that offers coverage above the chosen deductible limit along with extraordinary features, in case of an illness or accident. A rewarding policy to invest in, Super Top-Up Medicare can cover all family members under a single policy with different sum insured and threshold levels.

Key Benefits of Super Top-Up Medicare Policy

Super Top-Up Medicare Policy by United India Insurance is the best way to protect you from the financial burden of unexpected medical expenses. This United India health insurance plan is easily available on a family floater sum insured basis, the policy has a vast sum insured range from Rs. 3 lahks to Rs. 15 lakh. The prime benefits that the super top-up plan covers include:
  • In-patient hospitalisation
  • Ayurvedic treatment
  • Modern treatments
  • Specific daycare procedures
  • Emergency ambulance charges
  • The threshold limit is between Rs. 2 lakh and Rs. 5 lakh
  • Expenses for organ donor transplant
  • Tax rebate as per Section 80D of the Income Tax Act, 1961

Who Can Buy This Super Top-Up Health Insurance Plan?

United India Insurance’s Super Top Up Health Insurance Policy can be purchased by people aged between 18 years and 80 years. Beyond 80 years, only renewals are allowed.

Waiting Period Under the Plan

The waiting period for pre-existing diseases is 48 months. For any illness, except for an injury, the waiting period is 30 days.

Renewability of the Plan

Super Top-Up Medicare policy is renewable for a lifetime.

Exclusions Under the Plan

Super Top-Up Medicare Policy does not cover the insured against the following expenses:
  • Dental treatment or surgery
  • AIDS and or other related diseases
  • Plastic surgery or other beauty-related treatment
  • Naturopathy, acupressure, and other such therapies
  • War, participation in any criminal activity, or any other related condition
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United India Health Insurance Plan List

  • Family (3)
  • Individual (2)
  • Senior Citizen (2)
  • Parents (1)
  • Critical Illness (1)
  • Kids (1)
  • Woman (1)
Name of PlanSum Insured
Individual Health Insurance PolicyMin: 91 Days; Max: 65 Years2 Lakh Check Premium
UNI Criticare PolicyMin: 21 Years; Max: 65 Years1 Lakh Check Premium
Family Medicare PolicyMin: 3 Months; Max: 80 Years2 Lakh Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Check Premium

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User Reviews

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What users are saying
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  • Smooth Purchase Journey

    I recently purchased United India health insurance for me and my family from InsuranceDekho, and the entire process was incredibly smooth. The website is user-friendly, making it easy to compare policies and choose the plan that best suits my needs.

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    S
    United India
    By Shreya Ghosh
    On: May 30, 2024
  • Flexible Premium Payment Alter...

    The website of InsuranceDekho is very easy to use. I have recently bought the United India Health Insurance Policy at the portal and found it useful. I paid the premium for it via my debit card. There were Multiple Payment options as well but I found paying through a debit card more convenient. Thanks, InsuranceDekho for helping me buy the United India Health Insurance policy.

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    K
    United India
    By Komal Singh
    On: Apr 02, 2024
  • Best Insurance Advice

    Thank you InsuranceDekho for suggesting the United India Health Insurance Plan. I liked my health insurance policy. The customer care team of the Insurancedekho company is friendly and hardworking. I am satisfied as it covers me and my family under the best health plan. The services and facilities made my overall purchase much easier and more comfortable.

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    T
    United India
    By Tushar Verma
    On: Mar 08, 2024
  • Smooth Purchase Journey

    I recently purchased United India health insurance for me and my family from InsuranceDekho, and the entire process was incredibly smooth. The website is user-friendly, making it easy to compare policies and choose the plan that best suits my needs.

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    S
    United India
    By Shreya Gosh
    On: Feb 28, 2024
  • Best Insurance Company

    I suggest everyone buy a health insurance policy online from the InsuranceDekho. Besides providing online consultations by insurance experts, their customer support team members came to my house for personalized advice and helped me buy health insurance plans. I am happy to have bought the United India Health Insurance Policy smoothly from their website.

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    M
    United India
    By Mayank Chopra
    On: Jan 08, 2024
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