New India Assurance Health Insurance for Senior Citizen

Getting older brings serious health challenges. But, with a Senior Citizen Health Insurance Policy in hand, elderly people can stave off diseases and live a healthier life. New India Senior Citizen Mediclaim Policy is a kind of policy, which provides extensive coverage during declining years. Ranging from doctor’s fees, medical tests to medicine and hospitalisation costs, everything is covered under this policy.

Key Features

• Option to switch from one insurer to another
• Sum Insured options are Rs. 1 Lakh and Rs. 1.5 Lakh
• 10% discount available if the spouse is also covered
• 10% discount in case of voluntary excess of Rs. 10,000
• Health checkup costs get reimbursed once in every 4 claim-free years
• Cashless hospitalisation at various network hospitals in India
• Free health checkup if the insured person has already mediclaim insurance of New India

Scope of Coverage

• Pre-existing diseases after 18 months of continuous policy
• Surgeon, consultants, anesthetist, medical practitioner, specialist fees, nursing expenses
• Pre-hospitalisation and post hospitalisation for 30 days and 60 days respectively
• AYUSH treatment cover up to 5% of the sum insured
• Emergency ambulance services to a maximum of Rs. 1000
• Cover for Anesthesia, Blood, OT, Oxygen, Drugs, Medicines, Diagnostics and so on
• Daycare procedure i.e. the treatment requiring less than 24 hours of hospitalisation due to advanced technology

Eligibility

Any person who is between 60 years to 80 years is eligible to buy New India’s health insurance policy.

Exclusions

• Any skin-related disease developed within 18 months
• Cataract surgery or any eye problem developed due to age factor within 18 months
• Injuries sustained due to an act of a foreign enemy, war, nuclear weapons, etc.
• Dental treatment/surgery, except due to an accident
• Treatment of any injury, which is a result of getting involved in a criminal act

If you’re on a lookout for a senior citizen health insurance, Senior Citizen Mediclaim Policy is an ideal choice. Call our toll-free number 1800-1205-698 to know more about the policy.