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New India Floater Mediclaim Health Insurance Wordings

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Highlights
Claim Settlement Ratio92.68%
Network Hospitals7,500
PED Coverage Starting From4 years
Pre-existing Disease Waiting Period4 years
Starting Premium 560
Starting Premium for Rs. 5 lakhs SIRs. 560/month

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New India Floater Mediclaim Brochure

  • 491.55 KB
  • PDF Document
  • Jul 01, 2019

New India Assurance Health Insurance Plan List

  • Critical Illness (2)
  • Family (3)
  • Individual (2)
  • Kids (1)
  • Cancer (1)
  • Maternity (1)
  • Woman (1)
  • Parents (1)
  • Senior Citizen (1)
Name of PlanSum Insured
Floater MediclaimMin: 3 Months; Max: 65 Years2 Lakh Check Premium
Asha Kiran PolicyMin: 91 days; Max: 60 years2 Lakh - 8 Lakh Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
Mediclaim PolicyMin: 3 Months; Max: 65 Years1 Lakh Check Premium
Cancer Mediclaim PolicyMin: 18 Years; Max: 70 Years50,000 Check Premium
Premier Mediclaim PolicyMin: 3 Months; Max: 65 Years15 Lakh Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Check Premium
Senior Citizen Mediclaim PolicyMin: 60 Years; Max: 80 Years1 Lakh Check Premium
Janata Mediclaim PolicyMin: 3 months; Max: 60 years50 Thousand - 75 Thousand Check Premium

New India Assurance Health Insurance Top Up List

  • Family (1)
  • Top-up (1)
Name of PlanSum Insured
Top-up & Super Top-Up Plan Check Premium
Top-Up Mediclaim PolicyMin: 3 Months; Max: 65 Years5 Lakh Check Premium

9390 New India Cashless Network Hospitals in India

Choose New India Assurance Critical Illness Plan

FAQs on Floater Mediclaim Health Insurance Plan

  • Who can be covered under this policy?

    Anyone aged between 18 years and 65 years can be covered under this policy. Financially dependent children aged between 3 months to 25 years can also be covered if at least one parent is included in the policy. 

  • Can I include my family members in this policy?

    Yes. You can seek cover for the entire family under a single Sum Insured. These members can be apart from the Proposer - Spouse, Dependent Children, and Parents (aged 60 years or lesser if they are dependent on the Proposer). 

  • Does this policy provide a hospital cash benefit to the policyholders?

    Yes. The policy provides hospital cash benefit at the rate of 0.1% of Sum Insured for every hospitalisation exceeding 24 consecutive hours. 

  • Are critical illnesses covered under this policy?

    Yes. The policy provides critical illness cover for 11 specified critical illnesses. This means that the insured gets paid 10% of the Sum Insured as additional benefit other than the admissible claim in case he/she suffers from any of the 11 mentioned critical illnesses.

     

  • Is hospitalisation always necessary to get a claim?

    Yes. Hospitalisation is necessary to get a claim under this policy. Outpatient expenses are not covered under this policy. 

  • For how long does the insured individual need to be hospitalised to seek claim?

    An individual can make a claim only if he/she has been hospitalised for at least 24 hours. However, for certain specified treatments, hospitalisation can even be lesser than 24 hours. 

  • Which daycare treatments are covered under this policy?

    Day care treatments are those which are done within 24 hours. The policy covers 139 daycare treatments, some of them are-

    • Stapedotomy
    • Excision and destruction of a lingual tonsil
    • Stapedectomy
    • Other operations on the tonsils and adenoids
    • Lithotripsy
    • Cancer Chemotherapy
    • Amputation of the penis
    • Haemodialysis
    • Palatoplasty
    • Glossectomy
  • Are pre-hospitalisation expenses covered under this policy?

    Yes. The policy covers pre-hospitalisation expenses for up to 30 days prior to hospitalisation. 

  • Are post-hospitalisation expenses covered under this policy?

    Yes. The policy covers post-hospitalisation expenses for up to 60 days from the date of discharge from the hospital. 

  • Can I get treated anywhere in India under this policy?

    Yes. This policy covers treatment anywhere in India.

View More Questions

Claim Process at New India Assurance Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

New India Assurance Health Insurance Contact Details

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