New India Floater Mediclaim Health Insurance Wordings
Claim Settlement Ratio | 92.68% |
Network Hospitals | 7,500 |
PED Coverage Starting From | 4 years |
Pre-existing Disease Waiting Period | 4 years |
Starting Premium | 560 |
Starting Premium for Rs. 5 lakhs SI | Rs. 560/month |
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New India Assurance Health Insurance Plan List
- Critical Illness (2)
- Family (3)
- Individual (2)
- Kids (1)
- Cancer (1)
- Maternity (1)
- Woman (1)
- Parents (1)
- Senior Citizen (1)
Name of Plan | Sum Insured | |
Floater MediclaimMin: 3 Months; Max: 65 Years | 2 Lakh | Check Premium |
Asha Kiran PolicyMin: 91 days; Max: 60 years | 2 Lakh - 8 Lakh | Check Premium |
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years | 1 Lakh - 5 Lakh | Check Premium |
Mediclaim PolicyMin: 3 Months; Max: 65 Years | 1 Lakh | Check Premium |
Cancer Mediclaim PolicyMin: 18 Years; Max: 70 Years | 50,000 | Check Premium |
Premier Mediclaim PolicyMin: 3 Months; Max: 65 Years | 15 Lakh | Check Premium |
Corona Kavach PolicyMin: 1 day; Max: 65 years | 50,000 - 5 lakh | Check Premium |
Senior Citizen Mediclaim PolicyMin: 60 Years; Max: 80 Years | 1 Lakh | Check Premium |
Janata Mediclaim PolicyMin: 3 months; Max: 60 years | 50 Thousand - 75 Thousand | Check Premium |
New India Assurance Health Insurance Top Up List
- Family (1)
- Top-up (1)
Name of Plan | Sum Insured | |
Top-up & Super Top-Up Plan | Check Premium | |
Top-Up Mediclaim PolicyMin: 3 Months; Max: 65 Years | 5 Lakh | Check Premium |
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FAQs on Floater Mediclaim Health Insurance Plan
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Can I include my family members in this policy?
Yes. You can seek cover for the entire family under a single Sum Insured. These members can be apart from the Proposer - Spouse, Dependent Children, and Parents (aged 60 years or lesser if they are dependent on the Proposer).
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Does this policy provide a hospital cash benefit to the policyholders?
Yes. The policy provides
hospital cash benefit at the rate of 0.1% of Sum Insured for everyhospitalisation exceeding 24 consecutive hours. -
Are critical illnesses covered under this policy?
Yes. The policy provides critical illness cover for 11 specified critical illnesses. This means that the insured gets paid 10% of the Sum Insured as additional benefit other than the admissible claim in case he/she suffers from any of the 11 mentioned critical illnesses.
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Is hospitalisation always necessary to get a claim?
Yes. Hospitalisation is necessary to get a claim under this policy. Outpatient expenses are not covered under this policy.