Royal Sundaram Total Health Plus Health Insurance

The Total Health Plus Policy is stuffed with a range of features, but some catch enough attention of the customers. Being a health plan for family, this policy has expanded its coverage, features and benefits, so that it can cover the smallest possible medical expense that a family has to incur during difficult times. Here are some beneficial offerings under this plan:

• In-patient hospitalisation cover
• Coverage of out-patient expenses
• Master health check-up is provided 
• Pre and post hospitalisation expenses
• Maternity related expenses are covered
• Emergency ambulance costs are offered
• Expenses incurred on daycare procedures
• Cashless hospitalisation in 3000+ network hospitals

Furthermore, to benefits and plan coverage elements, the Total Health Plus Policy is acknowledged for various other components as well. They are generally present in every other health insurance plan but has their special value. Here are those salient features offered under this plan:

• No claim discount is provided
• Easy portability option is given 
• Policy period option is of 1 year
• 15 day free look period is offered 
• Tax benefit is offered on the premium

The Total Health Plus Policy is an ideal choice for every section, be it individual or family. It holds the virtue of fulfilling different medical needs of everyone from in-patient hospitalisation cover to out-patient expenses. These benefits leave no stone unturned to look after the expensive medical needs of each and every member of the family. 
 
The policy can be bought online either from the official website of Royal Sundaram or through InsuranceDekho’s website. The latter extends its support for customers to select the best possible health insurance plan as per their requirement and affordability. The online process is considered safe, secure and simple to process. Also, InsuranceDekho promises to deliver their services from the beginning till the end, i.e., right from buying a plan to helping in getting a claim.

People within the age limit of 91 days to 65 years are eligible to get covered under this policy. 

The policy duration or coverage term of this policy is of 1 year. 

Yes, two variants are present in this plan which are named as Gold Plus and Platinum Plus. 

Yes, the plan provides coverage for out-patient expenses. Under this, if an insured member incurs any expense related to a medical procedure taken at a hospital (or a clinic), the company shall be liable to pay the amount of treatment, not exceeding Rs. 2500. This benefit is available under the Platinum Plus variant of the plan.