Royal Sundaram Health Insurance for Kids

A unique plan from Royal Sundaram is Family Plus that has a both-an individual base sum insured and a common family floater sum insured under it. The plan ensures that you and your kids are adequately covered during all the times. The plan comes with no claim bonus that helps you get an additional sum insured for every year a claim is not made. This plan is unique as up to 19 relationships can be covered under a single Family Plus plan of Royal Sundaram.

Key Features

• The plan can be purchased on an individual or family basis
• Sum insured options on the individual basis - Rs. 2 Lakh to Rs. 15 Lakh
• Sum insured options on the floater basis - Rs. 3 Lakh to Rs. 50 Lakh
• The basic sum insured has to be same for all the members in the family floater plan
• The family plan can cover up to 19 relations
• There is no restriction on the maximum entry age
• Reload benefit is provided where you can double your base SI at no additional cost

Scope of Coverage

• Ambulance cover
• Pre-hospitalisation cover
• Post-hospitalisation cover
• Second opinion for critical illness
• Health and wellness related services
• In-patient hospitalisation cover for AYUSH treatment
• Domiciliary hospitalisation expenses up to a certain limit
• Vaccination expenses for up to Rs. 5,000 in case of an animal bite

Eligibility

Any person who is aged at least 18 years can be the proposer of this policy. There is no restriction on the maximum entry age.

Exclusions

• Speech and sleep disorders are not covered
• HIV and AIDS are permanent exclusions under the plan
• Convalescence and rehabilitation expenses are not covered
• Diseases that are diagnosed by the insured within the initial 30 days after the policy issuance are not covered
• Cataract, knee or hip replacement, Benign Prostatic Hypertrophy are excluded from the coverage features of the plan

For more details related to the risk factors and terms and conditions, read thoroughly the policy wordings before concluding a purchase or get in touch with us at 1800 1205 698.