ICICI Lombard Health Insurance for Parents

ICICI Lombard Complete Health Insurance endows its policyholders with customised health protection. The policy offers various add-on benefits that can be attached by the policyholders according to their requirement. It can be taken on an individual basis as well as a family floater basis. Any individual can purchase this policy for any of his family members, parents and children. The plan covers 15 types of critical illnesses for parents as well.

Key Features

• Can be purchased online and in easy installments
• Sum insured options up to Rs. 10 Lakh
• Pre-existing diseases covered after 2 years from the policy inception
• Entry age-Minimum 6 years
• No health check-up required before 46 years
• 15 days free look period
• Lifelong renewability benefit
• Additional sum insured on every renewal

Scope of Coverage

• Emergency ambulance cover
• Wellness program
• Outpatient treatment cover
• 30 days pre-hospitalisation cover
• 60 days post-hospitalisation cover
• In-patient AYUSH treatment
• Free health check-up
• Reset benefit

Eligibility

The minimum entry age for ICICI Lombard Complete Health Insurance is 6 years. There is no restriction on the maximum entry age.

Exclusions

• Treatment of AIDS
• Self-inflicted injury
• Medical expenses incurred during the initial 30 days from the commencement of the policy
• Cost of spectacles, contact lenses, or dental treatment
• Treatment related to infertility

To gain more knowledge about the plan, read the policy wording carefully. You may even get in touch with the customer care executives at InsuranceDekho on their toll-free number- 1800 1205 698.