ICICI Lombard Health Insurance for Maternity

ICICI Lombard Complete Health Insurance is a comprehensive health insurance policy that not only helps you save tax but provides maximum coverage features too. The policy works for all the women as it genuinely caters to their needs. Certain benefits provided under the plan such as hospitalisation cover, maternity cover, and so on can be customised according to your needs. Once chosen, the policy gets you and your family insured with the maximum coverage features.

Key Features

• Policy period-1 or 2 years
• Lifelong renewability guaranteed
• Free look period provided for 15 days
• Sum insured options up to Rs. 50 Lakh
• Additional sum insured on every renewal
• Floater benefit to get your family covered
• No pre-policy medical check-up required below 46 years
• Pre-existing diseases included immediately after 2 years of continuous coverage

Scope of Coverage

• Medical expenses incurred for delivery
• Newborn baby cover
• Outpatient treatment cover
• Wellness and preventive healthcare
• Hospital daily cash
• 30 days pre-hospitalisation cover
• 60 days post-hospitalisation cover
• In-patient AYUSH treatment

Eligibility

The minimum entry age for the customer to get insured under this policy is 6 years. There is no restriction on the maximum entry age. However, children aged between 3 months to 5 years can be covered only under a floater plan.

Exclusions

• Treatment related to infertility and invitro fertilization
• Expenses on the treatment of AIDS
• Expenses arising from substance abuse
• Medical expenses incurred during the initial 30 days of the policy
• Expenses incurred on spectacles, contact lenses or dental treatment

If you are still facing any issue in understanding the product, then kindly read the policy documents carefully. In case of further queries, contact the customer care executives at InsuranceDekho at 1800 1205 698.