ICICI Lombard Health Insurance for Woman

ICICI Lombard’s Complete health Insurance provides customised health protection to its policyholders including women. The policy can be purchased on an individual as well as a family floater basis. Maternity benefit is provided to the women if self and spouse are covered under the policy. Women covered under this policy can also avail other benefits such as newborn baby cover, outpatient treatment expenses and so on. These benefits can be customised as per their requirements.

Key Features

• Sum insured options of up to Rs. 50 Lakh
• Lifelong renewability
• Optional benefit of critical illness
• 100% reset benefit once a policy year
• Single premium to cover the entire family
• Value-added services such as e-consultations, online chat, etc.
• Optional add-on covers of donor expenses, personal accident cover, etc.
• No pre-policy check-up required before 46 years of age and for a cover up to Rs. 10 Lakh

Scope of Coverage

• Maternity cover
• Newborn baby cover
• Hospitalisation expenses
• In-patient AYUSH treatment
• Outpatient treatment expenses
• Wellness and Preventive Healthcare
• Domestic road emergency ambulance cover
• 30 days pre, and 60 days post-hospitalisation cover

Eligibility

To purchase an individual policy, a person must be above 18 years of age, and children must be above 6 years of age. Under family floater, the child should be more than 3 months of age. There is no restriction on the maximum age under this plan.

Exclusions

• Treatment of HIV/AIDS
• Any injury caused due to self-harm
• Diseases occurring directly or indirectly due to war
• Treatment occurring due to use of alcohol or drug abuse
• Any illness occurring after 30 days of the date of inception of policy (except the ones occurring from an accident)

To gain more understanding of the product, read the policy document carefully. You may also get in touch with the customer care executives at InsuranceDekho at 1800 1205 698 to get your doubts and queries solved at the best.