ICICI Lombard Health Insurance for Senior Citizen

ICICI Lombard’s Complete Health Insurance plan is not just a policy that helps in tax saving, but also provides adequate coverage to the senior citizens. One can buy this policy on individual or family floater basis with the sum insured options of Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, Rs. 7 Lakh, and Rs. 10 Lakh. The policy provides benefits like hospitalisation cover which can be customised as per the requirements of the policyholders. Relations that can be covered are-dependent parents, dependent children, brothers, and sisters.

Key Features

• Sum insured options ranging from Rs. 3 Lakh to Rs. 10 Lakh
• No pre-policy medical check-up
• Policy period of 1 or 2 years
• Additional sum insured
• Free health check-up
• Lifelong renewability
• Pre-existing disease
• Reset benefit

Scope of Coverage

• In-patient hospitalisation cover
• In-patient AYUSH treatment
• Daycare surgeries/treatment
• 30 days pre-hospitalisation
• 60 days post-hospitalisation
• Outpatient treatment
• Wellness and preventive healthcare
• Optional critical illness cover
• Optional cover of hospital daily cash of Rs. 1,000 per day (SI-Rs. 3 Lakh, Rs. 4 Lakh and Rs. 5 Lakh), and Rs. 2,000 per day (SI-Rs. 7 Lakh and Rs. 10 Lakh).

Eligibility

Anyone aged greater than 18 years can purchase this policy for yourself and your family members, children and parents.

Exclusions

• Treatment of AIDS
• Treatment due to self-harm
• Treatment due to alcohol or drug abuse
• Cost of spectacles, contact lenses or dental treatment
• Critical illnesses before 2 years of continuous policy coverage

To understand the product better, read the policy wording carefully. You may also get in touch with the customer care executives at InsuranceDekho at 1800 1205 698.