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ICICI Lombard Health Insurance for Senior Citizen

ICICI Lombard’s Complete Health Insurance plan is not just a policy that helps in tax saving, but also provides adequate coverage to the senior citizens. One can buy this policy on individual or family floater basis with the sum insured options of Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, Rs. 7 Lakh, and Rs. 10 Lakh. The policy provides benefits like hospitalisation cover which can be customised as per the requirements of the policyholders. Relations that can be covered are-dependent parents, dependent children, brothers, and sisters.

Key Features

  • Sum insured options ranging from Rs. 3 Lakh to Rs. 10 Lakh
  • No pre-policy medical check-up
  • Policy period of 1 or 2 years
  • Additional sum insured
  • Free health check-up
  • Lifelong renewability
  • Pre-existing disease
  • Reset benefit

Scope of Coverage

  • In-patient hospitalisation cover
  • In-patient AYUSH treatment
  • Daycare surgeries/treatment
  • 30 days pre-hospitalisation
  • 60 days post-hospitalisation
  • Outpatient treatment
  • Wellness and preventive healthcare
  • Optional critical illness cover
  • Optional cover of hospital daily cash of Rs. 1,000 per day (SI-Rs. 3 Lakh, Rs. 4 Lakh and Rs. 5 Lakh), and Rs. 2,000 per day (SI-Rs. 7 Lakh and Rs. 10 Lakh).

Eligibility

Anyone aged greater than 18 years can purchase this policy for yourself and your family members, children and parents.

Exclusions

  • Treatment of AIDS
  • Treatment due to self-harm
  • Treatment due to alcohol or drug abuse
  • Cost of spectacles, contact lenses or dental treatment
  • Critical illnesses before 2 years of continuous policy coverage

To understand the product better, read the policy wording carefully. You may also get in touch with the customer care executives at InsuranceDekho at 1800 1205 698.

Health Insurance Calculator

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Disclaimer : Actual Premium might vary basis your location, age and number of members

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Disclaimer : Actual Coverage might vary basis your location, age and number of members

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FAQs

  • Why is health insurance important for Senior Citizens?

    There are several reasons to buy a Senior Citizen health insurance plan. During old age, chances of declining health status, declining income, higher catastrophic expenditure in health events increase. A good senior citizen health insurance product protects you from such issues during your old age. 

  • Is any health insurance plan available for senior citizens at ICICI Lombard?

    Yes, ICICI Lombard offers a Complete Health Insurance Plan, which is suitable for senior citizens. The plan offers benefits to old-aged people along with add-on* covers.

  • Is the cashless facility available for senior citizens?

    Yes, the cashless facility is available for senior citizens. However, this is available on network hospitals of ICICI Lombard. 

  • Are the expenses against pre-natal and postnatal covered?

    Yes, the expenses incurred in prenatal and postnatal are covered up to the defined limit.

  • Who should buy ICICI Lombard senior citizen health insurance plan?

    ICICI Lombard senior citizen health insurance plan is a must-buy for senior citizens who want to remain financially stable at the time of an unexpected medical emergency. ICICI Lombard Rishtey Health Insurance is an ideal senior citizen policy that being comprehensive in nature provides financial assistance for various medical expenses that are otherwise too heavy on the pocket.

Network Hospital in Popular Cities

CityNo of Hospital
Karimnagar13
Hyderabad236
Thane53
Indore38
Mumbai130
New Delhi184
Ghaziabad34
View All