ICICI Lombard Health Insurance for Kids

ICICI Lombard Health Booster Policy is a super top-up health insurance plan. The major benefits that the plan provides specifically to the children are-wellness programmes, complimentary health check-up, domiciliary hospitalisation and so on. Under the floater option, the plan covers many relationships that include the proposer, spouse, dependent children, sister, brother, dependent parent, grandparents, grandchildren, father-in-law, mother-in-law, daughter-in-law, son-in-law, dependent sister-in-law, and dependent brother-in-law.

Key Features

• Sum insured options ranging from Rs. 5 Lakh to Rs. 50 Lakh
• Floater option covers up to 2 Adults and 3 Children under a single policy
• Available in 1, 2, 3 years of the policy period
• Cashless hospitalisation in-network hospitals
• Pre-existing diseases covered after 2 years
• Reset benefit
• Wellness program
• Claim service guarantee

Scope of Coverage

• In-patient hospitalisation
• Daycare treatments
• In-patient AYUSH treatment
• 60 days pre-hospitalisation expenses
• 90 days post-hospitalisation expenses
• Domestic road ambulance cover
• Domiciliary hospitalisation cover
• Organ donor expenses

Eligibility

ICICI Lombard Health Booster Policy can be purchased by any individual with a minimum age of 6 years on an individual basis. However, children aged between 3 months to 6 years can be covered only on a family floater basis. There is no maximum limit on the entry age.

Exclusions

• Dental treatment or surgery
• Cost of spectacles, contact lenses, and hearing aids
• Injury or diseases directly or indirectly attributable to war
• Any injury due to self-harm
• Cost of cosmetics

In case of any doubt or query, kindly read the policy wording carefully. You may even get in touch with the customer care executives at InsuranceDekho at 1800 1205 698.