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Care Health Insurance Benefits

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Highlights
Cashless Approval TAT2 hr Cashless Claim Processing
Claim Settlement Ratio95.22%
Network Hospitals21,100+
Pre-existing Disease Coverage FromDay 1
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs coverageRs. 546/month

Health Insurance Calculator

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Care Health Insurance Plan List

  • Cover

    7 Lakh

    Cashless Hospital

    6003

    Starting From 727/month*

  • Cover

    7 Lakh

    Cashless Hospital

    6003

    Starting From 1,289/month*

  • Cover

    3 Lakh

    Cashless Hospital

    6003

    Starting From 1,411/month*

See More Plans

Benefits of Care Health Insurance

Care Health Insurance is a leading standalone health insurance company in India, which provides several health insurance products to customers. It is a joint venture of Care Enterprises Limited, Union Bank of India, and Corporation Bank. This insurance company brings you unique benefits that set it apart, and an obvious choice when it comes to choosing the best health insurance plans for families, individuals, senior citizens, employees, and corporates, etc.

Care has managed to earn a good reputation in the health insurance industry in India. Its policies provide coverage against medical expenses, including pre and post-hospitalization, in-patient treatment, day-care treatment, ambulance charges, and domiciliary treatment, i.e. medical expenses incurred in case of treatment taken at his/her home, which would otherwise require hospitalization.

Care has many other health insurance plans to offer, such as fixed benefit critical illness plans, indemnity oriented mediclaim plans, personal accident plans, etc.

  • Additional Benefit of Free Health Check up

    Free pre-policy health check-up is available for policyholders. Care Health Insurance company offers you this benefit under its many health insurance products.
  • Additional Protection over Employer Coverage

    If you have got a cover from your employer, still there are certain diseases or ailments which are not covered, Religare gives you the opportunity to upgrade your basic insurance plan and avail the benefits of additional protection.
  • Cashless Benefit

    Financial stress is one of the major challenges when it comes to paying for emergency medical expenses. With the Religare health insurance plan, you can get cashless treatment at more than 8,250+ network hospitals across the country.
  • Claim Settlement Ratio

    The claim settlement ratio (CSR) is the ratio of settled claims to the total claims raised in a given accounting period. If CSR indicates 90%, it means the insurer has settled 90 claims out of 100 claims filed. Religare Health Insurance has made a track record of 93%* CSR. This is quite ensuring for the best protection for potential customers against a medical claim. *The claim settlement ratio change from time to time.
  • Coverage against Medical Expenses

    A health insurance policy proves to be the most suitable option when it comes to making a claim under the plan. Religare health policies provide coverage against medical expenses, including pre and post hospitalisation, in-patient treatment, day-care treatment, ambulance charges, and domiciliary treatment, i.e. medical expenses incurred in case of treatment taken at his/her home, which would otherwise have required hospitalisation.
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Disclaimer : Actual Coverage might vary basis your location, age and number of members

Key Features of Care Critical Illness Health Insurance Policies 

Care critical health insurance comes with certain features. Key features of the plan are as follows:

  • Portability option
  • Cashless treatment
  • Lifelong renewability
  • Easy installment options
  • The hassle-free in-house claim process

Care critical illness health insurance provide much needed financial respite when diagnosed with defined critical illnesses. The plans offer a comprehensive medical solution and ensure stability and lifelong commitment to your well-being.

Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Care Health Insurance Top Up List

    Name of PlanSum Insured
    EnhanceMin: 1 Day; Max: No Limit1 Lakh Check Premium

    Choose Care Health Insurance Critical Illness Plan

    Care Health Insurance User Reviews

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    What users are saying
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    • Price
    • Helpful
    • Network Hospitals
    • Claim
    • Renew
    • Premium
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    • Critical Illness
    • I was pleasantly surprised by the affordable premiums I found for the Care Health Insurance Plan. InsuranceDek...

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      S
      Care
      By Sandy Sen
      On: Oct 31, 2023
    • When I had to make a claim for my Care Health Insurance Plan that I bought for my parents, InsuranceDekho made...

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      A
      Care
      By Ashutosh Saxena
      On: Oct 30, 2023
    • While looking for a good health insurance plan, I felt that the Care Health Insurance Plan is very transparent...

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      S
      Care
      By Santosh Prasad
      On: Oct 26, 2023
    • Dealing with health insurance is made easier by InsuranceDekho's empathetic customer support. I have their Car...

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      Care
      By Pratyaksha Sah
      On: Oct 23, 2023
    • InsuranceDekho provided comprehensive educational resources while buying the Care Health Insurance Plan. Their...

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      P
      Care
      By Pritish Panchanda
      On: Oct 18, 2023
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    Health Insurance News

    Care Health Insurance Contact Details

    Reach us for help anytime
    • Insurance Dekho

      755 1196 989Mon to Sun 10:00 AM to 7:00 PM
    • Care Health Insurance

      1800-102-4499Mon to Fri 10:00 AM to 7:00 PM

    Claim Process at Care Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    1716 Care Cashless Network Hospitals in India

    Best Insurance Advisors in Your City.

    FAQ About Care Health Insurance

    • How to buy and apply for Care Health Insurance?

      You can buy and apply for any Care Health Insurance online from the official website of Care Health Insurance at careinsurance.com or through online broker’s website like InsuranceDekho.

    • Why should I buy a Care Health Insurance?

      Care Health Insurance provides a comprehensive health insurance plan along with personal accident cover and critical illness cover. This ideal combination meets all of your family member’s health requirements making it a suitable option.

    • What is the toll-free customer care number of Care Health Insurance?

      The toll-free number of Care Health Insurance is 1800-102-4488.

    • What is the address of Care Health Insurance?

      The correspondence address of Care Health Insurance, Vipul Tech Square, Tower C, 3rd Floor, Sector-43, Golf Course Road, Gurgaon-122009

    • What is the Claim Settlement Ratio of Care Health Insurance?

      Care Health Insurance had a Claim Settlement Ratio of 93% for FY 2018-19.

    Latest Health Insurance Articles

    Network Hospital in Popular Cities

    CityNo of Hospital
    Gurgaon53
    Indore34
    Ghaziabad32
    Lucknow49
    Pune122
    Ahmedabad67
    Patna26
    View All