Bajaj Allianz Health Insurance Benefits
Bajaj Allianz Health Insurance is a joint venture between Bajaj Finserv Limited and Allianz SE, the world's leading insurer. The company was incorporated on 2nd May 2001 after receiving a certificate from IRDAI to do its general insurance business in India. The company has offices in 1100 cities and towns through which they are continuously expanding its business in different areas and catering to its customers. The company positions itself as “Caringly Yours” to the mind of the customers as a brand that cares for them.
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Unique Features Offered by Bajaj Allianz Health Insurance
Bajaj Allianz plans come with certain key features that make this health insurance company perform well in the health insurance sector and those key features are as follows:
- Network Hospital:- Bajaj Allianz has a network of 7000+ hospitals in which you can get cashless treatment. Insurance companies do tie-ups with different hospitals in which policyholders don’t have to pay any kind of medical expenses during treatment. All medical bills of the hospital get settled by the insurance company.
- Convalescence Benefit:- Bajaj Allianz Health Insurance provides convalescence benefits through which you will get an annual payout of Rs.5000 if the policyholder gets hospitalised for 10 days or more.
- Organ Donor Expenses:- The health insurance plans of Bajaj Allianz give coverage for medical expenses related to surgeries and medical procedures of organ donation.
- Ayurvedic and Homoeopathic Treatment:- There is coverage of alternate treatments like homoeopathy and ayurveda available in Bajaj Allianz Health Insurance. Different people have different choices for treatment so to fulfil the needs of people Bajaj gives coverage for alternate treatments like Ayurveda and Homoeopathy.
Benefits of Buying a Bajaj Allianz Health Insurance
Bajaj Allianz Health Insurance provides various types of benefits to their customers with the health insurance policy and some of the benefits are as follows:
- Multiple Sum Insured Option:- In Bajaj Allianz Health Insurance there is an option of sum insured available through which one can choose the sum insured according to their needs, demand and budget.
- Cashless Treatment:- You can avail of cashless treatment at network hospitals of Bajaj Allianz as well as at non-network hospitals. For treatment at network hospitals, you just have to show your Health ID card with the other required documents. If in case you get your treatment at a non-network hospital then you have to inform your insurer.
- Daily Hospital Cash:- An insurance company provides a certain amount as daily hospital cash for a limited period. This cash is given to bear daily expenses when policyholders get hospitalised for a longer period and this is given for limited days mentioned in the policy documents.
- Free Health Check-ups:- If you purchase Health Insurance from Bajaj Allianz then you will have preventive care for yourself. There is a free health check-up available for policyholders in which they can get their checkup done without taking tension of bills.
- Tax Benefits:- Purchasing health insurance can give you access to the benefits of tax deductions under section 80D of the Income Tax Act 1961. You can get a deduction of Rs.25,000 for the health insurance premium paid for yourself if you are less than 60 years old and Rs.50,000 if you are a senior citizen.
FAQs
Ques 1. What is the claim rate of Bajaj Allianz health insurance?
Ans. The claim settlement ratio of Bajaj Allianz Health Insurance is 92.24%.
Ques 2. What are the 10 benefits of health insurance?
Ans. Here are some key benefits of health insurance
- Covers medical expenses
- Pre-existing disease coverage
- Pre and post-hospitalisation expenses
- Ensures peace of mind
- Protect your savings
- Secure the health of your family members
- High-quality treatment is given at the right time
- Add-ons are given for critical illness
- Domiciliary treatment coverage
- Cashless treatment
Ques 3. What is the benefits of health insurance?
Ans. It gives the benefit of cashless treatment, coverage of pre-existing diseases, pre and post-hospitalisation, ensuring peace of mind and many more benefits are there. One can avail of all these benefits by purchasing health insurance.
Ques 4. If the patient is admitted to the hospital for a longer period then will they get hospital cash till they get discharged?
Ans. Hospital cash benefit is given for a limited period which is mentioned in the policy document.
Ques 5. Bajaj Allianz Health Insurance is available on Insurancedekho or not?
Ans. Yes, you can purchase health insurance of Bajaj Allianz from InsuranceDekho and also you can claim your medical expenses from it.
Bajaj Allianz Health Insurance Top Up List
- Family (2)
- Top-up (2)
Name of Plan | Sum Insured |
FAQs
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Why should I buy a Bajaj Allianz Health Insurance Policy?
Bajaj Allianz provides a wide range of features and benefits to its customers. Some of them are- 1. Peace of mind: It keeps your family financially protected against unforeseen health care expenses. 2. Get the best medical care: The health insurance plans enable you to get treatment from the best hospitals and doctors. 3. Cashless settlement: You can get cashless treatment at any of the network hospitals after informing the company. 4. Hassle-free claims: Bajaj Allianz has a hassle-free claim process. You can benefit from the following: a. 24x7 on-call support. b. An in-house Health Administration Team to ensure a quick claim settlement process. c. Cashless settlements in under one hour. d. One of the highest claims settlement ratios among health insurance providers in India. e. Health CDC benefit: Quick claim settlement through the app. 5. Comprehensive coverage: Affordable health insurance policies that cover you and your family against medical expenses, critical illnesses, and accidents. 6. Affordable plans: Maximum coverage at a price that is easy on the pocket. 7. Preventive care: Free medical check-ups once every three claim-free years. 8. Ease of transaction: Buy or renew your policy in just a few clicks online.
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What is covered under hospitalisation in Bajaj Allianz Health Insurance?
Following things are covered under hospitalisation in Bajaj Allianz Health Insurance: 1. Room rent 2. Doctor’s fee 3. Nursing expenses 4. ICU charges 5. Operation theatre 6. Diagnostics 7. Medicines
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What are the benefits provided by Bajaj Allianz Health Insurance?
People choose Bajaj Allianz health insurance because it provides them: 1. Cashless treatment at 6,000+ network hospitals 2. Tax saving benefit under Sec 80D 3. Claim settlement in an hour (terms and conditions applied) 4. In-house health administration team
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What is the toll-free customer care number of Bajaj Allianz Health Insurance?
The toll-free number of Bajaj Allianz Health Insurance is 1800-209-5858.