Niva Bupa Health Insurance Policy Download

A health insurance policy document is a contract of insurance between the insured and the insurance company, i.e. Niva Bupa Health Insurance here. The document specifies all the terms and conditions related to the policy including its features, inclusions, exclusions, etc. It is a go-to document for a policyholder in case of a claim as it has all the information that makes him/her understand the policy better. One can also consider a policy document as a receipt of making a transaction of purchasing a Niva Bupa Health Insurance policy.

On buying a Niva Bupa Health Insurance policy, you will receive the policy document on your registered Email ID. As an informed policy buyer, you must go through the document and check for the following information.

• Health insurance policy number
• Type of health insurance policy
• Sum insured chosen
• Details of cumulative bonus
• Policy term chosen
• Premium payment frequency
• Exclusions under the policy
• Renewal conditions for the policy
• Name, age, and other personal details of the insured member(s)
• Complete information about the coverage benefits (inclusions)
• Terms and conditions for claim settlement
• Grievance redressal procedure
• Information about the free-look period
• Terms and conditions related to policy cancellation
• Conditions related to health insurance portability

In case any of the following information is not mentioned correctly, then you must get it corrected to avoid any discrepancy at the time of claim.