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HDFC ERGO Critical Illness Plans

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Highlights
Cashless Approval TAT45 mins Cashless Claim Processing
Claim Settlement Ratio100%
Network Hospitals12,000+
PED Coverage Starting From3 year
Special Benefits2X Cover from Day 1
Starting Premium Rs. 1090/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Critical Illness Plans of HDFC ERGO

Critical illnesses bring emotional and financial challenges. The situation turns worse when the only earning member in a family is diagnosed with a life-threatening disease. HDFC Ergo's Critical Illness Insurance can come to your rescue in such a case.

HDFC ERGO Critical Illness Insurance Policy

The Critical Illness Insurance Policy by HDFC ERGO has been carefully designed to suit people who are diagnosed with any of the critical illnesses. Available in two variants Silver and Platinum, the policy helps in taking away all the financial stress that may arise due to expensive medical treatments in case of life-threatening conditions. This policy covers a number of critical illnesses, including:

  • Benign Brain Tumour
  • End Stage Liver Disease
  • Heart Valve Replacement
  • Major Organ Transplantation
  • Coronary Artery Bypass Surgery

​To know all the diseases covered by HDFC ERGO critical illness policy click here.

Benefits of HDFC ERGO Critical Illness Insurance Policy

With the USP of lower premium and higher coverage, HDFC ERGO Critical Illness Insurance provides the best treatment without any financial burden. Under this plan, a lump sum amount is paid by the insurer in case of diagnosis of a critical illness, and this sum can be used either on treatment and paying off medical bills at the hospital or it can also be used for recuperation, paying off debts, change of lifestyle, etc.

Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Health Insurance Coverage Calculator

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HDFC ERGO Health Insurance User Reviews

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What users are saying
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  • I am very grateful to the InsuranceDekho team for providing and helping me with the HDFC health insurance poli...

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    HDFC ERGO
    By Dayanand Sharma
    On: Dec 04, 2023
  • I recently bought the HDFC ERGO Health Insurance Plan from the InsuranceDekho website. The plan offers superb ...

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    HDFC ERGO
    By Avani Kaul
    On: Nov 24, 2023
  • It was nice purchasing a health insurance policy from InsuranceDekho. The customer support executives of the c...

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    HDFC ERGO
    By Deepak Malhotra
    On: Nov 21, 2023
  • InsuranceDekho caters to various budgets. I found the HDFC ERGO Health Insurance Plan that fit my financial si...

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    HDFC ERGO
    By Romila Sachdev
    On: Nov 15, 2023
  • I felt safe and secure making transactions on InsuranceDekho for my HDFC ERGO Health Insurance Plan. Their web...

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    HDFC ERGO
    By Punita Jaiswal
    On: Nov 08, 2023
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HDFC ERGO Health Insurance Contact Details

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Claim Process at HDFC ERGO Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

3624 HDFC ERGO Cashless Network Hospitals in India

Insurance Products by HDFC ERGO General Insurance

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FAQ About HDFC ERGO Health Insurance

  • Does HDFC ERGO offer critical illness plan?

    Yes. HDFC Ergo provides critical illness cover under its Critical Illness insurance plan. 

  • What is the eligibility criteria for buying critical illness plan by HDFC Ergo?

    Any individual in the age group of 5 years to 65 years can apply for HDFC Ergo's critical illness plan.

  • Which critical illnesses are covered by HDFC Ergo under its critical illness plan?

    HDFC Ergo, through its critical illness plan provides coverage for up to 15 critical illnesses. Stroke, coronary artery bypass surgery, paralysis, cancer, heart attack (myocardial infarction), major organ transplantation, multiple sclerosis, and kidney failure are a few critical illnesses covered by HDFC Ergo.

  • What are the benefits that HDFC Ergo offers under its critical illness plan?

    To cater to the medical needs of critical illness insured individuals, HDFC Ergo provides lump sum payment in a single transaction on first diagnosis of any of the critical illnesses. Apart from lifelong renewability, the HDFC Ergo offers tax benefits as well as coverage for up to 15 critical illnesses.

  • Which diseases are covered HDFC Ergo General Insurance plans?

    Under the HDFC Ergo General insurance Plans, different type of diseases are covered depending upon the type of plan chosen by the policyholder. For example, HDFC Ergo Critical Illness Insurance Plan covers 15 critical illnesses such as heart attack, stroke, cancer, paralysis etc.

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