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Cholamandalam MS Critical Illness Plans

Critical illnesses, at times, strike unexpectedly. When it happens to the earning member, it results in a sudden financial burden for the family. In such a case, the family is not only worried about meeting the treatment cost but also struggles with the loss of income. This leads to draining out savings built for one’s own retirement or a child’s education. Cholamandalam MS Critical Healthline Policy is such a plan that can financially support your family.

Cholamandalam MS Critical Healthline Policy

The Critical Healthline Policy by Cholamandalam MS comes in two variants, Cholamandalam MS Standard Critical Healthline and Cholamandalam MS Advanced Critical Healthline. The Standard plan covers 10 critical illnesses, whereas the Advanced plan covers 12 critical illnesses, plus ambulance charges up to Rs. 1,000. The critical illnesses covered by the policies are:

  • Kidney Failure
  • First Heart Attack
  • Major Organ Transplant
  • Cancer of Specified Severity
  • Coma of Specified Severity

To know all the diseases covered by the Critical Healthline Policy by Cholamandalam MS, click here.

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Benefits of Cholamandalam Critical Illness Insurance Policy

The critical illness policy of Cholamandalam MS is dedicated to protecting you with a lump sum payment against any of the named critical illnesses. Though a critical illness policy in nature, the Cholamandalam MS Critical Healthline Policy also covers the expenses incurred on maternity, 141 daycare procedures and treatments, pre-hospitalisation and post-hospitalisation expenses for 60 and 90 days respectively, room rent, ICU charges, nursing fees, etc. The best part is that you can get up to 3 children covered under this policy. Above all, Cholamandalam MS critical illness policy is a unique cover for extended health coverage that takes care of you and your family’s health.

Key Features of Cholamandalam MS Critical Illness Insurance Policy

The critical insurance policy by Cholamandalam MS has many more features, such as:

  • Portability option
  • Cashless treatment
  • Lifelong renewability
  • Claim settlement support
  • No medical test up to 55 years

With Cholamandalam MS Critical Healthline Policy in hand, your family can handle the situations and live a good life. On the other hand, you can get the best treatment in the best hospital in your area without having to exhaust your savings.

Tax Save
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

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Health Insurance News


  • Does Cholamandalam MS General Insurance Company offer coverage for critical illnesses under any of its policies?

    Yes. Cholamandalam MS insurance firm offers a speficially-designed plan to provide coverage related to critical illnesses.

  • What is the name of the specific plan for critical illness offered by Cholamandalam MS?

    Critical Healthline is the name of the critical illness plan offered by the Cholamandalam MS.

  • Is there any medical check-up required to seek critical illness plan of Chola Ms?

    Yes, the medical checkup is required but only after 55 years of age. 

  • What is the maximum sum insured amount of critical illness plan offered by Cholamandalam MS?

    The sum insured amount of Cholamandalam MS critical illness plan ranges from Rs. 3 lakh to Rs. 10 lakh. 

  • What types of critical illnesses are covered by the Cholamandalam MS critical illness plan?

    The critical illness plan of Cholamandalam MS covers different types of diseases such as:

    • Cancer of specified severity
    • Major organ/bone marrow transplant
    • Primary pulmonary hypertension
    • Kidney failure requiring regular dialysis
    • Stroke resulting in permanent symptoms
    • Open chest CABG
    • Permanent paralysis of limbs
    • Surgery f aorta and so on

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  • Easy Process to Buy a Health P...

    Buying Cholamandalam health insurance was a stress-free experience because of InsuranceDekho. Their site made it easy for me to select the best plan by giving me detailed information about Cholamandalam. I liked how open their policies were and how much coverage they provided. I am certain that, with InsuranceDekho's assistance, I chose well in terms of my health insurance requirements.

    Cholamandalam MS
    By Aman Singla
    On: Jul 02, 2024
  • Easy Comparison and Purchase

    The platform made it incredibly easy to compare different health insurance policies. I could see all the details at once, making it simple to make an informed decision. Purchasing Cholamandalam Health Insurance was also a breeze.

    Cholamandalam MS
    By Sumit Panwar
    On: Jul 01, 2024
  • Network Hospital is located wi...

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    Cholamandalam MS
    By Abhigya Kumar
    On: Jun 27, 2024
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    On: Jun 19, 2024
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