Oriental Dengue Kavach Health Insurance
Claim Settlement | Dedicated Team |
Claim Settlement Ratio | 93.96% |
COVID-19 Cover | Yes |
Network Hospitals | 4,300+ |
Policies Sold | 12,50,812 |
Renewability | Lifelong |
About Oriental Dengue Kavach Health Insurance
Dengue Kavach Policy is a benefit-based medical insurance policy that provides you a lump sum benefit up to the sum insured on first diagnosis of Dengue fever, during the policy period. The policy can be purchased by people aged between 18 years and 65 years, on an individual basis. Apart from self, other members can be legally wedded spouse, dependent children up to 2 living children. The policy comes with two sum insured options, Rs. 10,000 and Rs. 20,000, which you can choose as per your requirements. It is an annual policy that can be purchased for 1 year.
Dengue Kavach Policy comes with a waiting period of 30 days, during which no claim can be made. Another policy highlight is that no survival period is applicable. Under the policy, your sum insured may be enhanced to immediate next slab after a claim free year. The policy offers lifetime renewability benefits and also offers a free look period of 15 days, during which you can understand the terms and conditions of your health insurance policy.
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Key Inclusions and Exclusions of the Plan
What's Included
- Lump-sum benefit upto sum insured, on positive diagnosis of Dengue fever during policy period
- Sum insured under 2 slabs of Rs. 10,000; and Rs. 20,000 on an individual basis
- Payment on benefit basis
- Waiting period of 30 days from date of commencement of policy
- Free look period of 15 days
What's Not Included
- Any claim related to Dengue if it is diagnosed before the commencement of the policy
- If the test for Dengue is not conducted at a government approved diagnostic lab
- Any illness or sickness apart from Dengue
- Any claim arising during the 30 days waiting period is not covered
- Any treatment taken outside India
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FAQs on Dengue Kavach Policy Health Insurance Plan
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Am I covered for OPD and hospitalisation expenses under Dengue Kavach Policy?
No. Dengue Kavach Policy does not cover you for OPD and hospitalisation expenses. In case of diagnosis of Dengue, you will be paid sum insured irrespective of the bills.
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What is the eligibility for Dengue Kavach Policy?
Dengue Kavach Policy can be purchased by people aged between 18 years and 70 years.
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Is there any survival period applicable under Dengue Kavach Policy?
Survival period is the minimum number of days that the insured has to be alive after the diagnosis to avail the policy benefit. No. There is no survival period applicable under Dengue Kavach Policy.
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Can I avail policy benefit only in case of hospitalisation required due to positive diagnosis of Dengue?
No. The insurance company will pay you the entire sum insured on first diagnosis of Dengue, irrespective of hospitalisation.