Oriental OBC Oriental Mediclaim Health Insurance

OBC Oriental Mediclaim Policy 2017 is a medical insurance plan available for both individuals as well as family members. The policy comes in three variants, viz., One Account-One Policy, Multiple Accounts-One Policy and One Person One Policy. The variants, however, differ in terms of overall account and policy management. With this, the policyholders get the benefit of increasing the sum assured by including more members limiting 5 members under its coverage.

OBC Oriental Mediclaim Policy 2017 comes with different sum insured options ranging between Rs. 1 Lakh and Rs. 10 Lakh and can be purchased for 1 year. Some of the coverage features of the policy include in-patient hospitalisation expenses, pre-hospitalisation and post-hospitalisation expenses, daycare expenses, domiciliary hospitalisation expenses, alternative treatment or AYUSH, and so on. The policy offers the insured several other benefits as well such as lifelong renewability benefit, free look period, portability benefit, migration benefit, etc. Also, you can avail tax benefits on the premium paid for OBC Oriental Mediclaim Policy 2017, under Section 80D of the Income Tax Act, 1961.