Oriental OBC Mediclaim Health Insurance Wordings

OBC Oriental Mediclaim Policy offers cashless as well as reimbursement claims for treatments covered under the policy. 

The insured is required to disclose all pre-existing diseases or conditions before purchasing the policy. If they fail to do so, the insurance company may not pay them the required amount for the claim. The insured should give notice of admission to the hospital or nursing home, in case of both planned or emergency hospitalisation.  

The insured’s rights for OBC Oriental Mediclaim Policy 2017 include free look period for 15 days, implied renewability except certain specific grounds, migration and portability benefits, increase in sum insured during the policy term, turnaround time for issue of pre-authorization and settlement of reimbursement.  

The minimum and maximum entry age for OBC Oriental Mediclaim Policy 2017 is 18 years and 79 years. Kindly note that the age will be completed as on the date of commencement of the policy.