Raheja QBE Health Insurance for Senior Citizen
Health QuBE by Raheja QBE is the ultimate senior citizen health insurance one can ask for. Offering extensive coverage at a minimum premium cost, the policy ensures senior citizens the much-desired freedom from financial concerns. A single plan covering multiple variations, namely Basic, Comprehensive, Super Saver, and A la Carte, Health QuBE is available on individual and family floater sum insured basis. Overall a fit for the varied medical needs of senior citizens, Health QuBE takes care of medical and non-medical expenses when the need arises.
Key Features
- Unique, extensive coverage
- Policy period - 1/2 years
- Coverage on individual and family floater sum insured basis
- Rs. 1 Lakh to Rs. 50 Lakh sum insured range
- Tax benefits per Section 80D of the Income Tax Act
- 10% extra sum insured limit on selecting cashless treatment facility option
- Non-medical expenses reimbursed up to limit specified on selecting cashless facility
Scope of Coverage
- In-patient hospitalisation expenses
- Pre & post hospitalisation expenses
- Domiciliary hospitalisation cover
- Emergency ambulance expenses
- Organ donor expenses
- Health check-up available once a year
- Recharge/replenish benefit of sum insured
- Daily cash allowance for each completed day of hospitalisation
Eligibility
The minimum entry age for buying Health QuBE is 90 days. On the other hand, the maximum entry age for the policy is 65 years.
Exclusions
- Any OPD treatment
- Non-allopathic treatment
- Any treatment arising from or traceable to pregnancy
- Condition directly/indirectly due to/associated with STDs
- Any treatment arising from or traceable to any fertility, sterilisation, and other procedures
Senior citizens willing to invest in Health QuBE, you are making the right choice! Before you proceed with the investment, get in touch with InsuranceDekho experts at 1800 1205 698 to gain detailed information about policy benefits.
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FAQs
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What are the exclusions for senior citizens under health insurance plans offered by Raheja QBE?
Given below are some exclusions for senior citizens under health insurance plans offered by Raheja QBE-
- OPD treatment
- Non-allopathic treatment
- Treatment from a non-medical practitioner
- Treatment taken outside India
- Treatment related to fertility, birth control, etc.
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What are the benefits of buying a health insurance policy for senior citizens from Raheja QBE?
Following are some benefits that the senior citizens can avail under health insurance policies offered by Raheja QBE-
- Pre-hospitalisation expenses
- Post-hospitalisation expenses
- In-patient hospitalisation expenses
- Add-ons to enhance benefits
- Ambulance cover up to a certain limit
- Organ donor expenses
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Who should buy Raheja QBE senior citizen health insurance plan?
Raheja QBE senior citizen health insurance policy is a must for elderly people who want to insure themselves against unexpected medical expenses arising due to an emergency. The plan Health QuBE comes with a maximum entry age of 65 years, so if you are less than the same, you can buy the policy.
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Can I change the sum assured during Raheja QBE senior citizen health insurance tenure?
No! A policyholder cannot make any change to the sum insured amount during the Raheja QBE senior citizen health insurance policy since the health insurance company does not permit the same. Any increase or decrease in the sum insured can be brought about at the time of policy renewal.