SBI Health Insurance for Family

Arogya Premier Policy by SBI Health Insurance is an apt choice for high net-worth individuals who want to secure their family’s health without any sort of compromise. Available with a wide medical coverage option, the policy provides for expenses incurred on a wide range of medical conditions and situations. A plan worth investing in, Arogya Premier Policy is easily available on individual and family floater sum insured basis. Overall, supporting one’s medical needs by granting numerous health benefits is what SBI’s Arogya Premier Policy is all about.

Key Features

• Policy period - 1 year, 2 years or 3 years
• Sum insured range - Rs. 10 Lakh to Rs. 30 Lakh
• Automatic reinstatement of sum insured
• Alternative treatment such as Ayurveda, Unani, Siddha & Homeopathy covered
• Cumulative bonus of 10% of SI for each claim free year, maximum up to 50%
• Tax benefits under Sec 80D of the Income Tax Act
• No pre-policy medical test up to the age of 55 years for people with no medical history

Scope of Coverage

• Inpatient hospitalisation
• 60 days pre & 90 days post hospitalisation expenses
• Up to 142 daycare procedures covered
• Ambulance expenses including air ambulance up to Rs. 1,00,000
• Maternity expenses (covered after first 9 months waiting period)
• Domiciliary hospitalisation
• Organ donor expenses
• Health checkup reimbursement up to Rs. 5000

Eligibility

The minimum entry age for buying SBI’s Arogya Premier Policy is 3 months. The maximum entry age is 65 years.

Exclusions

• Intentional self injury or violation of any law
• Genetic disorders & stem cell implantation/surgery/storage
• War, acts of foreign enemy, invasion, hostilities, and others
• Venereal disease or any sexually transmitted disease/sickness
• Treatment for de-addiction from drug or alcohol or other substance

Arogya Premier Policy by SBI Health Insurance is one of the most sought after plans. If interested in purchasing it for your family’s protection, uncover more about it by contacting experts at InsuranceDekho at 1800 1205 698.