SBI Health Insurance for Maternity

When it comes to buying maternity health insurance, SBI’s Arogya Premier Policy is widely sought after. Specifically designed by SBI Health Insurance to meet vast maternity needs, Arogya Premier Policy provides coverage for maternity hospitalisation expenses after first 9 months of waiting period. Available for a period of up to 3 years, Arogya Premier Policy can be availed on both, individual and family floater sum insured basis. Covering pre & post hospitalisation, day care expenses apart from multiple others, the offered policy proves to be of great support.

Key Features

• Policy period - 1/2/3 years
• Automatic reinstatement of sum insured
• Tax benefit under Section 80D of the Income Tax Act
• Sum insured options ranging between Rs. 10 Lakh to Rs. 30 Lakh
• Alternative treatment like Ayurveda, Unani, Siddha & Homeopathy covered
• Cumulative bonus of 10% of SI for each claim free year, maximum up to 50%
• No pre-acceptance health check up to the age of 55 years for people with no medical history

Scope of Coverage

• Inpatient treatment
• Reasonable and customary maternity hospitalisation expenses
• Medical expenses for organ donor’s treatment
• Up to 142 daycare procedures & surgeries covered
• 60 days pre & 90 days post hospitalisation expenses
• Domiciliary (treatment at home) hospitalisation
• Health check up expenses, reimbursement up to Rs. 5000 per insured
• Ambulance expenses including air ambulance up to Rs. 1 Lakh

Eligibility

Arogya Premier Policy by SBI Health Insurance features a minimum entry age of 3 months. The maximum entry age for buying the policy is 65 years.

Exclusions

• Treatment taken outside India
• Intentional self injury or violation of any law
• Cosmetic/aesthetic treatments or any form of plastic surgery
• War, acts of foreign enemy, invasion, hostilities, and others
• Epidemic disease recognized by WHO or Indian government

If willing to invest in Arogya Premier Policy, call us at InsuranceDekho at 1800 1205 698 to uncover detailed plan information.