SBI Health Insurance for Senior Citizen

SBI Health Insurance brings forth Arogya Plus Policy, which is the ultimate senior citizen health insurance one can ask for. An ideal option for the elderly to rely on in case of a serious illness/accident, Arogya Plus Policy offers extensive coverage without demanding a significant amount. The policy is a sigh of relief that lets senior citizens stay away from financial concerns even when facing health issues. With a vast sum insured range and benefits such as inpatient care expenses, alternative treatment, the policy even covers maternity expenses up to the OPD limit.

Key Features

• Affordable, comprehensive plan
• Multiple coverage options
• Policy period - 1/2/3 years
• Sum insured range - Rs. 1 Lakh to Rs. 3 Lakh
• No medical test up to 55 years of age
• Tax benefits under Sec 80D of the Income Tax Act
• Discount of 5% for 2 year term & 7.5% for 3 year term

Scope of Coverage

• OPD expenses covered
• Inpatient hospitalisation
• Domiciliary hospitalisation
• Up to 142 daycare procedures covered
• 60 days pre & 90 days post hospitalisation expenses
• Reimbursement of alternative treatment under AYUSH
• Up to Rs. 1500 emergency ambulance expenses covered

Eligibility

Arogya Plus Policy by SBI comes with a minimum entry age of 3 months. On the other hand, the maximum entry age for the policy is 65 years.

Exclusions

• Treatment taken outside India
• Experimental and unproven treatment
• Intentional self injury or violation of any law
• Cosmetic/aesthetic treatments of any description
• War, acts of foreign enemy, invasion, hostilities, and others

Arogya Plus Policy is one of the best health insurance options for senior citizens. If interested in buying the plan, initiate contact with experts at InsuranceDekho at 1800 1205 698 to uncover more about it in the first place.