Universal Sompo Health Insurance for Kids

Universal Sompo Complete Healthcare Insurance is a comprehensive health insurance plan that helps takes care of your medical expenses at the time of emergency. You can choose this plan for yourself, your kids and your entire family as it is available on both Individual and Family Floater basis. You get several benefits like cumulative bonus, lifetime renewal, portability etc. under this plan. The policy reimburses medical expenses arisen in the hospital, OPD expenses and several value-added services.

Key Features

• Sum insured options in Essential Plan-Rs. 3 Lakh to Rs. 5 Lakh
• Sum insured options in Privilege Plan-Rs. 6 Lakh to Rs. 10 Lakh
• Restoration of the sum insured
• Policy term options-1 year, 2 years and 3 years
• Cumulative bonus for No Claims
• A single premium has to be paid under the plan
• Various combinations in floater plan
• Lifelong renewbility

Scope of Coverage

• 60 days pre-hospitalisation cover
• 60 days post-hospitalisation cover
• Organ donor expenses covered
• Dental treatment in case of accidents
• AYUSH treatments covered
• Online policy premium payment
• 141 daycare procedures
• Vaccination in case of an animal bite

Eligibility

The minimum entry age for an adult individual to purchase Universal Sompo Complete Healthcare Insurance is at least 18 years and maximum 70 years for adults and policyholder. Dependent children can be covered from 91 days and 1 day (under floater plan) to 25 years.

Exclusions

• Any injury caused by an abusive substance, drugs, or alcohol
• Suicide attempt or injury caused by the intention of self-harm
• Congenital diseases, insanity, mental disorder etc.
• Expenses on contact lenses, spectacles, where hospitalisation is not required
• Injury occurring due to weapons

In case of any doubt related to the product details, kindly read the policy documents carefully. You can also contact the customer care executives at InsuranceDekho on their toll-free number-1800 1205 698.