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Universal Sompo Health Insurance for Parents

Universal Sompo’s Complete Healthcare Insurance is a unique health insurance policy that provides a one-stop solution to all your health care needs for you and your family. It ensures you cashless treatment or expense reimbursement if you, your spouse or any other covered member falls sick. On an individual basis, one can cover Self, Spouse, Daughter, Father, Mother, Daughter-in-law, Brother(s) or Sister(s), Mother-in-law, Father-in-law, grandparents and grandchildren.

Key Features

  • Plan is available on Individual as well as Family Floater basis
  • You can choose from 3 variants-Basic, Essential and Privilege
  • Sum insured options-Rs. 1 Lakh to Rs. 10 Lakh
  • Up to 13 relationships covered under a single policy
  • The policy is available for 1, 2, and 3 years
  • Automatic sum insured restore benefit
  • Single premium has to be paid
  • Lifetime renewals guaranteed

Scope of Coverage

  • Pre-hospitalisation cover for up to 60 days
  • Post-hospitalisation cover for up to 90 days
  • Maternity cover after a specific waiting period
  • Domiciliary hospitalisation cover
  • 141 day care procedures
  • Organ donor expenses
  • AYUSH treatment
  • OPD expenses


The proposer of the plan has to be at least 18 years. Whereas, the maximum entry age is 70 years.


  • Injury caused by abusive substance
  • Any alternative treatment or medicine
  • Cost of contact lenses, spectacles, hearing aid etc.
  • Any injury caused directly or indirectly due to weapons
  • Treatments undergone during the specific waiting periods for specific illnesses, treatments, outpatient treatment and maternity and childcare benefit.

To know more about the risk factors or terms and conditions of the product, read the policy documents carefully. You can get in touch with the customer care executives at InsuranceDekho at 1800 1205 698 for further queries.

Health Insurance Calculator

Whom do you want the insurance for ?


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  • You

Where do you live ?

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25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

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Disclaimer : Actual Coverage might vary basis your location, age and number of members

Health Insurance News


  • Does Universal Sompo provide cover for parents in any of its health insurance plans?

    Yes, Universal Sompo provides cover for parents on an individual as well as family floater basis under its Individual Health Insurance Plan. 

  • My parents are above 55 years of age. Do they need to undergo a medical examination before being covered under a health insurance plan by Universal Sompo?

    Individuals above 45 to 55 years of age have to undergo a medical examination depending upon the declaration of pre-existing disease.  

  • My parents are aged above 50 years but are fit and fine. Should I buy a health insurance plan for them?

    The older someone gets, the more difficult it gets to buy regular health insurance. So, it is better to purchase a specialized health insurance plan for them that address their hospitalisation or medical requirements.

  • What are the benefits provided to parents under health insurance plans offered by Universal Sompo?

    Parents covered under health insurance plans offered by Universal Sompo enjoy the following benefits:

    • Coverage for expenses related to domiciliary hospitalisation 
    • Option to cover critical illnesses 
    • In-patient hospitalisation expenses covered
    • Pre and post hospitalisation expenses are covered
    • Charges for blood, hospitalisation are covered
  • Who should buy Universal Sompo parents health insurance plan?

    Universal Sompo parents health insurance policy is a perfect purchase for elderly and parents who feel buying health insurance can bring financial stability in an unfortunate medical emergency situation.

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