Aditya Birla Diabetes Plans
Aditya Birla understands its responsibilities towards those diagnosed with chronic illness. So, it offers the best possible support through Activ Health Enhanced plan. This particular plan provides Second E-Opinion on the diagnosis of chronic illness through a consortium of well-qualified international specialists. It also provides Chronic Management Program, which helps those diagnosed with ABCD i.e. Asthma, Blood Pressure, Cholesterol, and Diabetes (Type 1 and Type 2) recover fast.
Key Features
- Second e-opinion on critical illness diagnosis
- No-claim bonus without a reduction in
collected bonus - Just complete 13 'Active Days' every month and earn up to 30% of monthly premium in the form of
HealthReturns - Complete 4 'Active Days' every month and earn up to 6% of your premium as
HealthReturns - Free annual health checkup from 1st year
- 100% reload of the sum insured in case of unrelated illnesses and accidents within the same year
- If a chronic condition is developed after buying the policy, you will get upgraded to the program without paying any extra premium
- Pre-
authorisation intimation available through the Aditya Birla app and toll-free number
Scope of Coverage
- 60 days of pre-
hospitalisation - 180 days of post-
hospitalisation - Cover for road ambulance expenses
- 527 daycare procedures covered
- Coverage for medicines, doctor’s fee, diagnostic tests from day 1 to manage 4 common lifestyle conditions like Asthma, Blood Pressure, Cholesterol, and Diabetes
- Personalized Health Coach for CMP
( Chronic Management Program) customers - Cover for up to 9 members (6 Adults+3 children)
Eligibility
To purchase the Activ Health Enhanced plan, the minimum entry age is 91 days. There is no maximum entry age.
Exclusions
- Expenses related to weight management programs or treatments
- Medical treatment for AIDS and/or infection with HIV
- Treatment taken outside India is excluded
- Injury or illness caused due to riot, war, strike, nuclear weapons
- Intentional self-injury or attempt suicide sane or insane
Aditya Birla Health Insurance
Health Insurance Calculator
Whom do you want the insurance for ?
Select the age of all members
- You
Where do you live ?
Choose required Coverage for yourself?
Health Insurance Coverage Calculator
Who do you want to insured ?
- Individual
- Couple
- Family
- Parents
Age of eldest insured member ?
Where do you live ?
FAQs
-
-
What is the pre-existing waiting period for diabetes policy?
The pre-existing waiting period for diabetes policy is 3 years.
-
Does diabetes plan offer tax benefits?
The premium paid under the plan is eligible for tax benefits under section 80D of the Income Tax Act.
-
Does diabetes plan offer ambulance cover?
Yes, there is coverage for ambulance expenses under diabetes plan.
-
Which Aditya Birla health plan should I buy for diabetes patient?
For the coverage for diabetes, you can opt for Activ Health Enhanced Plan by Aditya Birla as it not just covers Diabetes ( Type 1 and Type 2) but also other diagnosed ailments like Blood Pressure, Asthma, and Cholesterol.