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Aditya Birla Health Insurance for Individual

The Activ Health Enhanced insurance policy is available as an individual plan as well as a family floater. The plan as per its name provides an enhanced number of benefits than other variants. It offers the coverage of up to Rs. 2 Crore with a waiting period of 3 years for pre-existing illnesses, which is 4 years under the standard plan. The plan is not just confined to the coverage for accidents and diseases, rather it focuses on well-being. Based on the fitness level, the plan also allows the customers to earn cashback incentives.

Key Features

  • A wide range of coverage up to Rs. 2 Crore
  • Policy term options available for 1, 2 and 3 years
  • The entry age ranges from the age of 91 days to no limit
  • Pre and post hospitalisation cover for 60 days and 180 days
  • Reloading of the sum insured is available under the plan
  • Health checkup programs are offered once in a policy year
  • Staying fit and healthy can make you earn Health Returns.
  • The choice is given to opt for single, sharing or any other sort of room.

Scope of Coverage

  • Earn annual premium up to 30% as cashback
  • Coverage for domiciliary hospitalisation
  • Worldwide emergency assistance services
  • Coverage for expenses on the organ donor
  • Provision of second e-opinion is available under the plan
  • Expenses of ambulance hospitalisation are covered
  • The cost incurred on daycare treatments are covered
  • The chronic management program is offered under the plan


The minimum age of entry in the plan is 91 days, while there exists no maximum age for the entry.


  • Injuries occurred due to self-inflicting actions are not covered
  • Treatment of injuries occurred due to warlike acts, invasions, etc.
  • Cosmetic surgery unless required for the treatment of cancer, burns, etc.
  • The procedure, medication or treatment of mental illness or disorder
  • Treatment related to convalescence, congenital diseases, etc.

In case of any other query related to product details and exclusions, kindly refer to the brochure and policy wording. Also, you can connect to our customer support team at - 1800-1205-698.

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Health Insurance News


  • What is an individual health insurance policy?

    Individual health insurance is a type of policy in which each person is covered for a separate sum insured. 

  • What are the individual health insurance plans of Aditya Birla?

    Activ Secure - Personal Accident, Activ Secure - Critical Illness, Activ Secure - Hospital Cash and Activ Secure - Cancer are some of the top individual health insurance plans of Aditya Birla. 

  • Does individual health insurance cover pre-hospitalisation and post-hospitalisation expenses?

    Yes, individual health insurance plans provide coverage for pre-hospitalisation and post-hospitalisation expenses.

  • What are the benefits of buying an Aditya Birla individual health insurance plan?

    Aditya Birla ensures many benefits with its individual health insurance. Unique benefits are Health ReturnsTM, Reload of Sum Insured, Chronic Disease Management, Worldwide Emergency Medical Assistance, and Choice of Hospital Room.

  • Who should buy Aditya Birla individual health insurance plan?

    Aditya Birla individual health insurance plan is a must purchase for people who want health insurance cover only for themselves or whose family is already secured for health under a good health insurance plan.

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