Aditya Birla Health Insurance for Kids

The Activ Health Enhanced Insurance Policy by Aditya Birla Health Insurance is available on a family floater basis, which also covers kids. The policy is a variant of Activ Health plan. As the name suggests, the policy offers an enhanced number of features and benefits in comparison to other variants, which are enough to take care of your kids from the age of 91 days. The insurance plan offers the sum insured cover of up to Rs. 2 Crore. When it comes to pre-existing illness, the plan provides coverage after a waiting period of 3 years.

Key Features

• The amount of sum insured up to Rs. 2 Crore
• Staying fit and healthy can make you earn Health Return points
• Pre and post hospitalisation coverage for 60 days and 180 days
• Reloading of the sum insured is available under the plan
• The option for policy term is available for 1, 2 and 3 years
• The health insurance cover starts from the age of 91 days
• Health check-up program is offered under the plan
• Option to select the room as per preference such as single, sharing and so on.

Scope of Coverage

• The chronic management program is offered under the plan
• Daycare procedures are covered under this insurance policy
• Coverage for domiciliary treatment is available under the plan
• The insured member can earn up to 30% of the annual premium as cashback
• Plan coverage includes worldwide emergency assistance services
• The expenses incurred on organ donor during transplantation is covered
• The cost incurred on road ambulance is covered
• Availability of second e-opinion through specialist doctors under the plan

Eligibility

As the plan caters the health of kids, the minimum entry age under the plan is of 91 days, while there is no maximum age for the entry.

Exclusions

• The injuries happened due to some self-inflicting acts like a suicide attempt, etc.
• Procedures and treatments of injuries occurred due to invasions, riots, etc.
• Any type of plastic surgery unless suggested by a specialist.
• Medication, treatment or procedure for some mental disorder or illness or so on.
• Cost of procedures and treatments pertaining to congenital diseases, etc.

If you possess any other sort of query either related to the information of product or exclusions in detail, you can refer to policy wording or brochure. In addition to this, you can contact our customer care executives at - 1800-1205-698.