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Aditya Birla Health Insurance for Senior Citizen

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Highlights
Cashless Approval TAT2 hr Cashless Claim Processing
Claim Settlement Ratio96%
Network Hospitals10,500+
Pre-existing Disease Coverage Starting FromDay 1
Special BenefitsIncentivized Wellness
Starting Premium for Rs. 5 lakh CoverageRs. 270/month

Health Insurance Calculator

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Aditya Birla Health Insurance : Health Insurance for Senior Citizen

The Aditya Birla Health Insurance has brought a comprehensive policy for senior citizens with Activ Care plan. This plan doesn’t just provide the coverage for accidents or diseases instead it tries to look after the overall health of old people. In addition to all these, the insured individual needs to go through a fitness assessment test and accordingly can win Health Return on the basis of their healthy heart score. The Health Returns can be utilized during the payment of the premium at the time of policy renewal.

Key Features

  • Coverage for pre and post hospitalisation expenses
  • Sum insured up to Rs. 25 Lakh is available under the plan
  • In-patient mental health cover is provided under the plan
  • In-patient hospitalisation for Ayush treatment is available
  • International Emergency Assistance Services including air ambulance
  • Comprehensive health check-up is covered under the insurance plan
  • A health coaching session for nutritional, medical and wellness counselling
  • Range of optional covers like PPN discount and room upgrade is available

Scope of Coverage

  • 586 daycare procedures are covered under the plan
  • Up to 100% reloading of the sum insured is allowed once a year
  • No claim bonus of 10% sum insured for every claim-free year
  • Availability of cashless treatment at home for listed diseases
  • Availability of second e-opinion is provided for major illnesses
  • Coverage for life support and portable medical equipment is available
  • Discounts available on pharmacy, diagnostics, OPD consultations, etc.
  • Up to 21% of health returns can be earned on the basis of health assessments

Eligibility

As the plan is for senior citizens, the minimum entry age under the policy is 60 years and the plan comes with lifelong renewability option.

Exclusions

  • Treatment of the injuries occurred due to self-inflicting acts
  • Expenses of treatments subject to congenital diseases and so on
  • Procedures for injuries suffered due to civil war, invasions, riots, etc.
  • Any sort of cosmetic surgery provided suggested by a doctor
  • Medication or procedure for mental disorder or illness or so on

If you have any doubt or query related to the product description or exclusions refer to policy wording or brochure. Also, you can get in touch with our customer care executives at - 1800-1205-698.

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
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Disclaimer : Actual Coverage might vary basis your location, age and number of members
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Aditya Birla Health Insurance Contact Details

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Claim Process at Aditya Birla Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

1720 Aditya Birla Cashless Network Hospitals in India

Best Insurance Advisors in Your City.

FAQ About Aditya Birla Health Insurance

  • Does Aditya Birla offer any health insurance plan for senior citizens?

    Yes, Aditya Birla offers Activ Assure - Diamond, which is the right product for senior citizens. The entry age is 91 days with no upper limit. 

  • What things to consider when buying health insurance for senior citizens?

    When buying a senior citizen health insurance plan, pay special attention to all features that meet their specified needs. Choose a plan that provides specific features like dialysis, chemotherapy, organ donation. Check benefits under the room rent limit for several treatments, daycare, and ambulance expenditures, all that covered under the policy, the sum assured options, waiting period, and premium. 

  • When should I buy senior citizen health insurance?

    Senior citizen health plans are for the people of over 60-years. These plans are the option for retired individuals. 

  • Can I buy Aditya Birla health insurance for senior citizens online?

    Yes, you can buy health insurance online. Aditya Birla is committed to offering the best possible online services to policyholders. 

  • Which is the best Aditya Birla health insurance plan for people aged over 65 years?

    For people aged over 65 years, the best Aditya Birla Health Insurance Plan is Activ Care.

Network Hospital in Popular Cities

CityNo of Hospital
Surat52
Gurgaon80
Chennai309
Noida34
Ghaziabad58
Thane75
Faridabad42
View All