Cholamandalam Health Insurance for Family

Helping families stay financially secure during a medical emergency, Chola Healthline Insurance is a perfect family floater health insurance option. Although available on both, individual and family floater basis, the policy allows one to cover self, spouse and dependent children under latter policy type. Offering different features and benefits under Value, Freedom, Enrich, and Privilege variants, Healthline Insurance from Chola MS is a superior choice to stay away from financial concerns in times of a medical emergency. A worthy investment, Chola Healthline Insurance is a popular policy, specifically designed to meet the varied medical needs of an entire family.

Key Features

• Policy term - 1/2/3 years
• Lifelong renewability feature
• Available policy type - Individual & family floater sum insured basis
• Variants available - Value, Freedom, Enrich, and Privilege
• Sum insured ranges between Rs. 1 Lakh to Rs. 25 Lakh
• Discount - 6% on 2-year policy & 12% on 3-year policy
• Location-based discount - 10% discount on the premium for insured from Tier 2 locations

Scope of Coverage

• In-patient hospitalisation expenses
• Pre & post hospitalisation expenses (according to the plan chosen)
• Coverage for 141 listed daycare procedures
• Domiciliary hospitalisation expenses per insured person per policy year - Maximum 7 days
• AYUSH coverage expenses
• Health checkup expenses - Freedom, Enrich, and Privilege variants
• Emergency ambulance expenses per hospitalisation
• Cumulative bonus - 5% of Sum Insured every claim-free year subject to maximum of 25%, 50%, or 100% of sum insured (depending upon plan chosen)

Eligibility

Chola MS Healthline policy comes with a minimum entry age of 90 days. Note that the maximum entry age for the policy is 65 years.

Exclusions

• Intentional self-injury/attempted suicide
• Non-medical expenses during hospitalisation
• Attempting to commit or committing a breach of law with criminal intent
• War or any act of war, hostilities, invasion, acts of foreign enemies
• Vaccination or inoculation, unless forming a part of post-animal bite treatment

Do you think Chola MS Healthline Insurance would be the best solution to secure your family’s health? Let InsuranceDekho experts help you find out more benefits and features of the policy at 1800 1205 698.