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Cholamandalam Health Insurance for Parents

There comes a time when parents become dependent on their children for everything. Taking good care of parents’ health and finances at an old age is completely feasible with Chola Healthline Insurance. An affordable and reliable plan by Chola MS, Chola Healthline Insurance comes in 4 plan variants, namely Value, Freedom, Enrich, and Privilege. Moreover, the policy allows one to cover both, their parents and parents-in-law on family floater basis. On the whole, Chola Healthline Insurance proves in every which way that it is the best health insurance for parents.

Key Features

  • Guaranteed renewal for life
  • 1, 2, and 3 years of policy term
  • Individual & family floater policy type
  • Available policy type - Family floater and individual
  • Health checkup & cumulative bonus as renewal benefits
  • Wide sum insured range starting from Rs. 1 Lakh up to Rs. 25 Lakh
  • Location-based discount - 10% on premium for insured from Tier 2 locations
  • Long policy term discount - 6% on opting for 2-year policy and 12% on opting for 3-year policy

Scope of Coverage

  • AYUSH treatment expenses
  • 141 listed daycare procedures
  • Inpatient hospitalisation expenses
  • Pre hospitalisation & post hospitalisation expenses
  • Emergency ambulance expenses per hospitalisation
  • Extended hospitalisation allowance (minimum 10 days) - Rs. 10,000
  • Double sum insured for critical illness & accidents (available for Enrich & Privilege plans)
  • Domiciliary hospitalisation expenses per insured person per policy year - Maximum 7 days

Eligibility

To buy Chola Healthline Insurance, the minimum entry age is 90 days, while the maximum entry age is 65 years.

Exclusions

  • Initial waiting period of 30 days for all illnesses
  • 2 year exclusion on particular diseases
  • Vaccination or inoculation
  • Non-medical expenses during hospitalisation
  • Attempted suicide or intentional self-injury

Do you think Chola Healthline Insurance would come across as an ideal health insurance for parents? Uncover more about the policy before its purchase by contacting InsuranceDekho experts at 1800 1205 698.

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Disclaimer : Actual Premium might vary basis your location, age and number of members

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Disclaimer : Actual Coverage might vary basis your location, age and number of members

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FAQs

  • What is the maximum entry age of parents under the Cholamandalam MS plans?

    The parents up to the age of 65 years can be covered under the plans of Cholamandalam MS with lifelong renewability option.

  • What are the plans of Cholamandalam MS under which I can get my parents covered?

    The Cholamandalam MS offers different health insurance plans under which you can find the coverage for your parents such as Chola Healthline, Chola Critical Health, and Chola Hospital Cash Healthline.

  • Do my parents need to go through any pre-policy medical checkup to get covered under a plan?

    Different plans have different criteria regarding pre-policy medical checkup. Under the Cholamandalam MS Healthline Plan, only people above 45 years of age are required to go through a pre-medical checkup, while under Chola MS Critical Healthline people above 55 years are required to go through the medical tests for seeking the health insurance plan.

  • Who should buy Cholamandalam MS parents health insurance plan?

    People below 65 years of age are eligible for buying Cholamandalam MS parents health insurance policy Healthline to secure themselves financially during an unexpected medical emergency situation. In case of a critical illness, Chola Critical Health would be a better choice.

  • Can I change the sum assured during Cholamandalam MS parents health insurance tenure?

    If you have the Cholamandalam MS parents health insurance plan and you want to change the sum insured amount, it is advisable to do so at the time of policy renewal rather than during the policy tenure so that your request is not rejected by the insurer.