HDFC ERGO Health Insurance for Maternity

HDFC ERGO's Health Suraksha Gold with Regain and ECB is the perfect maternity plan to choose to handle pre and post delivery expenses. Offering coverage on both, normal and cesarean delivery, the unique health insurance plan also covers medical expenses of the newborn child from birth. The Maternity insurance plan covers inpatient treatment, pre & post-hospitalization, organ donor expenses, emergency ambulance expenses, and others. It comes with the optional 'Regain Benefit' and 'Enhanced Cumulative Bonus' reward.

Key Features of HDFC ERGO Maternity Insurance Policy

• Vast sum insured range from Rs. 3 Lakh to Rs. 10 Lakh
• Cashless treatment available at 9000+ network hospitals
• Mother expenses coverage (Max up to Rs. 15,000 for normal and Rs. 25,000 for C-section)
• Newborn baby cover
• Unlimited day care procedures covered
• Lifetime renewability
• No sub-limits on room rent, diseases, doctor fees, and hospital charges
• No medical check-ups up to 45 years, etc.

Scope of Coverage Under HDFC ERGO Maternity Insurance Plan

• Unlimited day care procedures covered
• AYUSH treatment
• Convalescence benefit
• Optional - Regain Benefit (Automatic basic sum insured available, if the basic sum insured inclusive of the no claim bonus has been exhausted during the policy year)
• Optional - Enhanced Cumulative Bonus (An automatic increase of 10% of the sum insured for every claim free year, up to 100% of the sum insured)
• Tax benefits under Section 80D of the Income Tax Act
• 5% bonus on the sum insured for every claim free year
• A family discount of 10% on covering 2 or more family members are covered.

HDFC Health Insurance Maternity Eligibility

The plan doesn’t have a minimum or a maximum entry age limit. Note that children below 5 years can be covered only if both parents are covered in the policy.

Exclusions Under HDFC Maternity Medical Insurance

• Adventure Sport injuries
• Self-inflicted injuries
• War injuries or illness
• Accidents caused while participation in defense operations
• Venereal or Sexually transmitted diseases
• Treatment of Obesity or Cosmetic Surgery, and others.

Need more information about Health Suraksha Gold with Regain and ECB plan? Check policy wordings for details! You can also contact experts at InsuranceDekho to uncover more of the same at 1800-1205-698.