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HDFC ERGO Health Insurance for Parents

Health Medisure Classic Insurance is an absolute health insurance choice for parents. Popular for providing maximum coverage it is a plan that covers most of the medical expenses in case of a medical emergency while offering lifelong renewability. It covers inpatient treatment, pre & post hospitalisation, and numerous other expenses. HDFC ERGO health insurance for parents also offers optional covers of Double Sum Insured for Critical Illness and Waiver of Room Rent Sub-limits on payment of additional premiums. All in all, it is a huge health savior.

Key Features of HDFC ERGO Health Insurance for Parents

  • Broad sum insured ranges from Rs. 1 Lakh to Rs. 5 Lakh
  • No entry age restrictions
  • 9000+ network hospitals for cashless treatment
  • Preexisting diseases covered after 36 months of continuous coverage
  • 10% co-payment for every claim for insured above the age of 80 years
  • A 5% discount on 2 years policy duration
  • A family discount of 10% on the total premium payable for covering more than 2 family members
  • 5% cumulative bonus for every claim-free year sum insured on every renewal, etc.

Scope of Coverage Under HDFC Medical Insurance for Parents

  • Maternity cover
  • Newborn baby cover
  • Dependent children covered (till the age of 23 years)
  • Daycare procedures covered
  • Domiciliary hospitalisation
  • Hospitalisation due to an accident
  • Ayurvedic treatment
  • Recovery Benefit (value-added cover), and others.

HDFC Health Plan for Parents Eligibility

my: health Medisure Classic Insurance plan features lifetime entry and renewals. If covering family under a policy, the minimum age at entry is 3 months for children and 18 years for adults.

Exclusions Under HDFC Health Cover for Parents

  • Preexisting diseases/illness/injury/conditions
  • Genetic disorder and stem cell implantation/surgery
  • War injuries
  • Participation in defense operations
  • Costs of donor screening and organ, etc.

If willing to learn more about the policy, kindly refer to the Policy Wording. If you have any questions for us, at InsuranceDekho, initiate contact at 1800-1205-698 and get your queries resolved right away!

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Disclaimer : Actual Premium might vary basis your location, age and number of members

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FAQs

  • Which is the most affordable base plan for parents health insurance offered by HDFC Ergo?

    HDFC Ergo, through its most affordable base plan, my:health Medisure Classic Insurance offers comprehensive coverage to all the parents.

     

  • What is the maximum entry age for parents health insurance at HDFC Ergo?

    At HDFC ERGErgoO, there is no restriction for maximum entry age to buy health insurance for parents. 

  • Does HDFC Ergo provide ayurvedic treatment under its parents health insurance?

    Yes, HDFC Ergo offers coverage for ayurvedic treatment under its parents health insurance.

  • Does HDFC Ergo offer discount on parents health insurance?

    At HDFC Ergo, you get a family discount of 10% on total premium for covering 2 or more family members on individual sum insured basis in a single policy. 

  • Who should buy HDFC ERGO parents health insurance plan?

    HDFC ERGO parents health insurance my:health Medisure Classic is a perfect health insurance plan for elderly who want to gain financial security against unexpected medical expenses. 

Network Hospital in Popular Cities

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Pune299
Ahmedabad266
Indore73
Ghaziabad87
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Bengaluru363
Karimnagar34
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