Kotak Corona Kavach Health Insurance

Kotak Corona Kavach Policy is the ultimate financial protection one needs at the time of coronavirus pandemic. Available at a reasonable premium cost, Corona Kavach Policy provides coverage for medical expenses due to a positive Covid-19 diagnosis. Offered on an individual as well as family floater basis, the policy is a standard individual health indemnity policy that takes care of hospitalisation expenses incurred due to treatment of Covid-19.

Anyone between the age range of 18 years up to 65 years can purchase the Kotak Corona Kavach Policy. Under the policy, the insured can cover self and family members like the legally wedded spouse, parents & and parents-in-law, and dependent children. While the policy provides cover for dependent children up to the age of 25 years, newborn babies are provided cover from the first day. It must be noted that the minimum sum insured amount is Rs. 50,000, the maximum sum insured amount is Rs. 5 Lakh (in multiples of Rs. 50,000). One of the best features of the policy is that it does not come with a co-payment clause. Kotak Corona Kavach Policy provides cover for Covid-19 hospitalization, road ambulance, home care treatment expenses, AYUSH coverage and more. Furthermore, the policy comes with an optional cover of Hospital Daily Cash.

Also read: COVID 19 Insurance

Kotak Corona Kavach Policy also provides cover for comorbidity arising due to treatment in Covid-19. Another significant feature of the policy is its term. The Kotak Corona Kavach Policy can be purchased for 3.5 months, 6.5 months, and 9.5 months including the waiting period.