ManipalCigna Health Insurance for Individual

ProHealth Select by ManipalCigna is one of the best health insurance products for an individual. However, this affordable health insurance is also available on a floater basis and can provide protection against present and future injury. It is the right choice if you are looking out for a solution for financial protection from donor expenses, hospitalisation, daycare treatment, etc. The ProHealth Protect Health Insurance for individuals also provides coverage for the expenses related to hospitalisation like treatment costs, room accommodation before and after hospitalisation.

Key Features

• Sum insured Up to Rs. 25 Lakh
• Restoration of the Sum Insured
• Critical Illness Add On Cover
• Re-assurance benefit for an automatic extension of policy
• 6969+ network hospitals for cashless treatment
• Health maintenance benefits
• Cumulative Bonus for No Claims
• Auto Recharge of Sum Insured

Scope of Coverage

• 60 days pre-hospitalisation cover
• 90 days post-hospitalisation cover
• Online policy premium payment
• Ayush, Ayurveda, Yoga, Naturopathy, Homeopathy, etc.
• Coverage for day-care Treatment
• Domiciliary Treatment Coverage
• Expert opinion on critical illness
• Cover for room rent, ICU, surgeon’s fee, anesthetist fee, and more

Eligibility

The minimum entry age for an adult individual to buy ManipalCigna ProHealth Select policy is 18 years and maximum: 65 years.

Exclusions

• A self-afflicted injury or attempted suicide
• Injury caused by alcohol and drugs
• Congenital diseases, autism, mental disorder, insanity, etc.
• Spectacle or contact lenses that need no hospitalisation
• Injury arising out of weapons

To explore plan details, download the policy wording from InsuranceDekho website or call our toll-free number 1800-1205-698 for any query.