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ManipalCigna Health Insurance for Maternity

ManipalCigna is a leading health insurance provider, having a variety of affordable health products. Pro Health policy is the most popular plan of ManipalCigna. Coming with various different plans, this policy allows you to choose a cover size of your choice. Apart from cover individuals, and family, this plan covers maternity expenses as well. The plans under the ProHealth policy are Prohealth Protect Small Cover, Prohealth Plus Medium Cover, Prohealth Accumulate Large Cover, Prohealth Preferred Extra Large Cover And Prohealth Premier Extra Extra Large.

Key Features

  • Lifetime renewals
  • Coverage starts from Rs. 2.5 Lakh
  • 6969+ cashless network hospitals
  • Free-look period of 15 days
  • Restoration of the sum insured
  • Free Health Checkup
  • No Claim Bonus up to 200% of SI

Scope of Coverage

  • Maternity Cover - normal and C-section
  • Pre hospitalisation
  • Post hospitalisation
  • Domiciliary hospitalisation
  • Room rent coverage
  • Many special features
  • 500 plus Daycare
  • Worldwide emergency cover


The minimum age of a child to get covered under the plan is 91 days and for adults, it is 18 years without any limit to the maximum age.


  • Expenses due to intentional self-injury are not covered.
  • Expenses for mental disorders are not covered.
  • Treatment for the injury caused by nuclear weapons is not covered.
  • Use of drugs, alcohol, smoking, etc. is not covered.

For complete information about ManipalCigna health insurance products and exclusions, we advise you to go through the policy wording. Or call our helpline 1800-1205-698.

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Health Insurance News


  • Does ManipalCigna cover maternity benefits?

    Yes, you can avail maternity benefit from ManipalCigna. Note that maternity benefits at ManipalCigna cover delivery expenses, medical expenses, and lawful termination of pregnancy. 

  • Does ManipalCigna provide coverage for newborn baby expenses?

    Yes, ManipalCigna provides newborn baby expenses coverage, but up to limit under maternity expenses.

  • How much does one have to wait to avail maternity benefit in ManipalCigna?

    The maternity benefits in ManipalCigna come with 48 months or 4 years of a waiting period. 

  • Can I reduce maternity waiting period? If yes, how?

    The insured individual can get their maternity waiting period reduced by paying the one-time additional premium. By doing so, the waiting period will reduce to 24 months or 2 years. Reduction in waiting period also applies to newborn cover and first-year vaccination (if provided).

  • Who should buy a ManipalCigna maternity health insurance plan?

    Maternity health insurance by ManipalCigna is an ideal health insurance product for married couples as well as women who look forward to embracing parenthood in the coming years and want to get the medical expenses covered without any financial burden. For such policy buyers, ProHealth Policy is a good choice.

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